Today marks the beginning of National Homeownership Month, that time of year when we bring our message of opportunity on the road. But as the events begin, let's not forget the true focus of our work: the many people whose lives we'll touch over the next few weeks-people like Phillip Crosson.
Phillip once thought homeownership was out of reach. After the tragic death of his wife, he struggled to raise three children in a two-bedroom apartment. With a loss of income from his wife's death, Phillip faced a financial situation that seemed almost impossible to overcome.
Yet he still dreamt of owning a home for his family. So he enrolled in a HUD-approved housing counseling program through HomeFree-USA. After saving money from his job as a truck driver and receiving some more funds from a reality television show, Phillip bought a two-story home in District Heights, Maryland.
Thanks to hard work, support from groups like HUD, and a commitment to his dream, homeownership became a reality for Phillip Crosson and his three children. Now, the home that he and his wife had always dreamed of serves as a reminder of the life- and dreams-they shared together.
"There was a time when I wondered if I could ever own a home with the kids based on my pay," Phillip said. "HUD and the HomeFree-USA program was a blessing for me. They helped me believe that buying a house was possible."
Countless American families face obstacles to homeownership. High downpayment costs, costly loans, and a lack of information are just a few. But People like Phillip Crosson show us that having a dream and knowing where to turn for help can make all the difference.
Let's keep that in mind especially this month.