U.S. Department of Housing and Urban Development
Office of Community Planning and Development
Consolidated Plan Contact
The Consolidated Plan (also called the Plan) brings
together the required plans and materials for several of
these HUD programs. These documents included the
CHAS, the nonhousing community development plan,
the HOME Program Description, and continuing through
1999, with a one-year Action Plan for 1995. An
annual update or action plan will be prepared and
publicized for each of the subsequent four years.
According to HUD, the Plan creates the opportunity for
strategic planning and citizen participation to take place
in a comprehensive context. It also furthers the
following goals of the programs that it covers:
- to provide decent housing;
- to establish and maintain a suitable living
- to expand economic opportunities for
every citizen, particularly for very
low-income and low-income citizens.
This first Plan uses information, reports such as the
1994 CHAS and the public hearings and comments
attendant to development of that document and
another series of public hearings held during September
of 1994 to secure guidance for the 1995 Consolidated
Plan. Consultation and interviews with private and
nonprofit organizations, and public institutions, such as
the Housing Authority were either in place or readily
Texarkana, AR began using citizen participation in it's
planning process for prioritizing housing and community
development activities more than 25 years ago. This
process has been formalized for some time in the form
of a Citizen Participation (CP) Plan which strives to
inform and encourage citizens to participate in the
community development planning and evaluation
Three of the public hearings were held at neighborhood
centers, while the fourth was conducted at City Hall.
All were attended by a moderate number of citizens.
The citizens were notified of these hearings via notices
in the local newspaper, Texarkana Gazette, special
fliers and public service announcements.
Texarkana is the seat of Miller county and is located on
the Arkansas-Texas state line, 28 miles south of the
Oklahoma boundary line and 33 miles north of the
Louisiana boundary line. The city can be characterized
as stable, with an increase of 949 people over the
period from 1970 to 1990. Unemployment in the city
fluctuates between 6 percent and 8 percent. Some of
the major companies in the area are Cooper Tire,
Georgia Pacific, and Defense Logistics.
HOUSING AND COMMUNITY
The population of the City of Texarkana, AR has
increased by 4.4 percent over a 20 year period. This
has been during a period when other cities in the
southern and southwestern states have experienced
significant population increases. At the same time, the
City of Texarkana, Arkansas has not experienced a
substantial decrease in its population or economy
during the past decade that other cities have undergone
due to the reduction in the worldwide price of oil or
due to the closing of military bases.
A shortage of affordable housing is a problem in
Texarkana for low, extremely low, and very low income
families. This and the need for public housing have
been addressed in the Five Year Strategic Plan
submitted to HUD.
There are a significant number of families with limited
financial resources who live in houses which have
housing problems. Nearly one out of each five
households is a very low income household renting a
dwelling unit. One out of each eight households in the
City is a very low income household renting a dwelling
unit that is expending in excess of 30 percent of their
income on housing costs and, therefore considered
cost burdened. About one out of every 14 households
in the City is a very low income household renting a
dwelling unit that is expending in excess of 50 percent
of their income on housing costs and, therefore
considered severely cost burdened. It should be noted
that though the City participates in the HOME program,
there is no new construction of affordable housing
being conducted at this time.
The 1990 U.S. Census for the Cities of Texarkana,
Arkansas and Texarkana, Texas, specified that there
were 18 homeless persons in these cities at the time
the census was counted. A local survey of homeless
persons was conducted on November 23, 1993 to
determine if there was an under count of homeless
persons at the time the U.S. Census was done in April.
The local survey also counted 18 homeless persons. It
is believed that there is a larger number of transient
homeless persons. Accommodations are made for the
homeless at the Battered Women's Shelter, the
Salvation Army, and the Friendship Center.
Public and Assisted Housing Needs
The Housing Authority of the City of Texarkana,
Arkansas administers the low rent public housing units
and the Section 8 rental assistance program in this
City. There are a total of 405 low rent public housing
units located at 10 sites. Presently there is a six-month
waiting list with 160 families on it. The Housing
Authority is having trouble renting the larger units as
most on the waiting list are single individuals or elderly.
As part of the Housing Authority's Comprehensive
Improvement Assistance Program, 20 housing units
have been made accessible to handicapped individuals.
It is not expected that the Housing Authority will lose
any of its housing units from its inventory. They also
do not anticipate the opportunity will arise to construct
any additional low rent public housing during the
Barriers to Affordable Housing
An analysis of barriers to affordable housing was
designed to identify those factors which directly or
indirectly impede or limit the production and availability
of housing, especially for lower income households.
Included in the analysis were renters, renters desiring
to be homeowners and homeowners.
- Administrative barriers such as zoning ordinances,
subdivision regulations, building codes, and other land
use controls do not appear to be an unreasonable
burden. The City's zoning ordinance is very conducive
to the development of single-family homes with the
average minimum lot sizes being 7,200 square feet.
- The City of Texarkana, like the rest of the state,
was negatively affected by the economic downturn in
the 1980's. Unlike more metropolitan areas, the City's
recovery is slower and more closely follows that of
rural areas. The effect of the recession has been felt in
the housing market in many ways. Perhaps the
greatest single factor is the change in lending practices
brought about by legislation resulting from the savings
and loan failure.
- Another factor which has a deleterious effect on
housing production includes the dramatic increase in
the cost of insurance. In some cases, insurance, at any
price cannot be obtained for the purchase of older
homes. Both FHA and FmHA have tightened
restrictions on borrowers. Historical providers of last
resort mortgage money, these federal institutions are
far more selective in their lending practices.
- In the past , many HUD grant programs for housing
have been cancelled or left unfunded. While HOME has
come on line since 1990, it requires a local match
which reduces the number of communities which can
participate in it. The State of Arkansas receives less
than $10 million annually. But such programs, as the
Housing Development Grants and the Rental Rehab
Program, a locally successful program which provided
matching loans to investors to upgrade both single and
multi-family rental properties, are no longer in
- While the Texarkana housing market for both home
ownership and rental properties might described as
sluggish, the lower-income groups still lack the income
to acquire suitable housing at any cost. While there is
not a severe shortage of housing units which are
considered reasonably priced, it appears that the lower-income groups can not afford to secure
standard housing. This points to a need to continue to expand
existing subsidy programs targeted toward
providing housing assistance to the low-income groups.
Based on the past work of the Community Housing
Resource Board and the City's Fair Housing Officer, a
pro-active agenda to inform and promote fair Housing
has been devised. Previous analysis was the impetus
for the agenda. Although the City has a Fair Housing
Ordinance, its mandates for complaint resolution are in
conflict with guidance from the U.S. Department of
HUD to its grantees on this matter. This Fair Housing
issue needs to be resolved, but in and of itself is not an
impediment to fair housing in the City.
Lead Based Paint
Among the activities that the Housing Authority of the
City of Texarkana,Arkansas has accomplished in the
past regarding lead-based paint is the completion for
lead-based paint in each of the ten complexes
administered by the Authority. The lead-based paint
hazard reduction effort proposed for the City during the
upcoming year is summarized as follows:
- Strategy 1: Establish a public-private committee to
determine appropriate programs and activities to reduce the hazard from lead-based
- Strategy 2: Assist all existing privately supported
housing programs achieve compliance with applicable regulations governing lead-based paint
- Strategy 3: Support the existing efforts of local and state supported health
departments in expanding the program to (a) screen children to identify those who are affected by
lead-based paint poisoning and (b) provide medical assistance for poisoned children.
Community Development Needs
The City of Texarkana has many non-housing
development needs. There are many activities which
are eligible for Community Development Block Grant
(CDBG) funds, but cannot be funded because of the
lack of available monies. These activities are being
impacted by escalating costs of building materials,
pipe, and labor and increased federal regulations tied to
the expenditure of these funds. The major requests fall
into the following categories:
The Economic Development Department of the City of
Texarkana, AR is the lead agency for the administration
and implementation of all CDBG funded activities. The
Texarkana Housing Authority administers assisted and
public housing services in the City. These agencies
coordinate with other agencies and non-profit service
providers in providing a full range of services for
residents of Texarkana, Arkansas and the surrounding
- Public Infrastructure
- Public Facilities
- Economic Development investment
- Public Services
HOUSING AND COMMUNITY
The priorities identified for CDBG are focused on
providing the maximum benefit for the low to moderate
income areas of Texarkana, Arkansas. One of the main
focuses is to rebuild our neighborhoods and better
educate our children.
In reviewing the housing needs, it becomes readily
apparent that the condition of low and moderate
income owner occupied housing represents the single
largest group of Texarkana housing needs. Sixty-six
percent of all LMI owner-occupied units have a physical
problem;63 percent of all such households pay more
than 30 percent and 28 percent pay more than 50
percent, of their income on housing. While the City
has no current specific statistics to document the
correlation between age of housing and occupancy by
low and moderate income households, it is well-known
that lower income households occupy older housing
units. It is also well-documented that the physical
condition of a housing unit, and particularly of its
energy efficiency, contributes significantly to the
overall cost of maintaining the unit.
Given these assumptions and conditions, the City has
placed a high priority on undertaking owner-occupied
housing rehabilitation. Not only will this strategy
improve the quality of this housing, it should have a
significant effect on reducing housing costs. Based on
the results of its request for FY '95 HOME funds, the
City anticipates the rehabilitation of approximately 25
such units in each year of the Plan. The City also
anticipates utilizing a small percentage of CDBG funds
annually to supplement any HOME funds received.
Non-Housing Community Development Priorities
The City's strategy for economic development is
currently being prepared by the Economic Development
Department. The following goals are excerpted from
the draft Strategic Plan, which is still under
Public Facilities and Infrastructure
- Texarkana Arkansas will be an environmentally
clean and beautiful city by 1997.
- Texarkana, Arkansas will develop and maintain a
diversified economy and job base by 1997.
- Texarkana, Arkansas will ensure that citizens who
want to work will have jobs and affordable housing by
- Texarkana Arkansas will continuously enhance the
quality of life in the City so that it will be second to
none in the four state region.
The City has historically invested a significant
portion of its annual CDBG allocation into the
rehabilitation of streets and drainage in low to
moderate income neighborhoods. This activity will
continue in future years, although perhaps with less
emphasis. The City has determined that activities which benefit the youth of Texarkana should
enjoy a much higher priority in future years.
A formal strategy to alleviate poverty for Texarkana has
not yet been developed. Because of the proximity to
and commonality of economic impacts on the two
cities that make up Texarkana, USA, it would seem
appropriate to combine efforts. Already the Cities
jointly support the staff for the Retired and Senior
Volunteer Program (RSVP).
Housing and Community Development Resources
For the five year period covered by this Plan, the City
can be certain only of continued funding on an annual
basis from the Community Development Block Grant.
The City expects to apply for any and all HOME funds
made available through the State of Arkansas, but
cannot predict the level or timing of funds from that
source. As indicated on the Support of Applications
Report, the City will support applications submitted by
other organizations, including non-profit agencies, the
Texarkana Housing Authority and others, to undertake
needed projects in the City.
The City also anticipates applications to other federal
and state agencies to carry out many of the objectives
contained in the Plan. The most likely of these
agencies include the Economic Development
Administration of the U.S. Department of Commerce,
the U.S. Department of Transportation, the Arkansas
Industrial Development Commission and the Arkansas
Highway and Transportation Department.
Coordination of Strategic Plan
The Economic Development department of the City of
Texarkana, Arkansas is the lead agency in coordinating
the completion of activities included in the Strategic
Plan. This department is the most familiar with the
elements of the Plan and have sufficient information
and expertise to bring all of the partners together to
accomplish the overall goals and objectives of the plan.
ONE-YEAR ACTION PLAN
Description of Key Projects/Location
Fair Housing - Fair Housing was allotted $3,000.00 in
FY 1995 in order to promote fair housing activities in
the community such as to encourage fair housing
opportunities to all individuals and eliminate unfair
practice in the community. Also, the program sought
out complaints issued by tenants or prospective
tenants who were of the opinion that they had been
denied fair housing choices. Upon receipt of
complaints, the fair housing officer will conduct an
examination to determine the extent of the alleged
charges as it relates to fair housing laws. If and when
a valid complaint is lodged, the fair housing officer
issues the tenant a complaint form to be filed with the
U.S. Department of Housing and Urban Development.
Brochures and the local cable company are used to
educate the general public about fair housing
opportunities. Files are maintained by the fair housing
officer on all complaints lodged.
CHRB - The Community Housing Resource Board,
CHRB, promotes fair housing activities such as
developing work plans and budgets to facilitate fair
housing. The CHRB is sponsoring a Fair Housing
Symposium conducted by John Marshall Law School
on November 30 and December 1, 1995.
Code Enforcement - In FY 1995, $20,000.00 was
designated for partial salary of a Code Enforcement
Officer. This position is responsible for ensuring that
homes in low to moderate income areas are complying
with City codes.
RSVP - The Retired Senior Volunteer Program, RSVP, is
partially funded with $3,800.00 in FY 1995. The
funds are used for the recognition of volunteers who
contributed hours to non-profit agencies in the
community. A portion of the funds are also used to
defray the expenses of office supplies.
HOME - The Texarkana, Arkansas Housing Authority
was allotted $37,500.00 in FY 1995. The designation
of $25,000.00 is for the renovation of owner-occupied
homes in low-mod areas which is termed "HOME"
program. The remaining $12,500.00 is used for the
administration of this program.
Streets - Reconstruction of streets in low-mod income
areas of Texarkana, Arkansas
Playground Equipment - The Ozan Inghram/Iron
Mountain Neighborhood Development Corp.,
Sandflat/Glendale Neighborhood Center and Vera
Bradfield Center were each allotted $5,000.00 for
Boys & Girls Club - The Boys & Girls Club was allotted
$30,000.00 in FY 1994 but a portion of the building
renovations was not completed until FY 1995. The
renovations include computers and educational books
for a learning program, lighting for the gym, and
construction of additional rooms within the existing
Community Centers -
Sandflat/Glendale Neighborhood Center, located at 209
E 14th St., was allotted $8,000.00 in FY 1995 for
their Nutrition/Latch Key Program and programs for
Ozan Inghram/Iron Mountain Neighborhood
Development Corporation located at 1101 Couch
Street, was allotted $8,000.00 in FY 1995 in order to
conduct their senior programs and summer youth
program for the youth.
Vera Bradfield Neighborhood Center, located at 616
Euclid, was allotted $8,000.00 in order to build a
12'X14' addition on to their existing building. This
added space will be used to store commodities that the
center distributed to neighborhood residents.
Basketball Program - The Youth Night Basketball
program is a recreation program for "at risk" youth that
was allotted $10,000.00.
AFN - Arkansas Family Network (AFN) has assisted
1,736 "at risk" families so far this year in the areas of
utility assistance, food and clothing. This program also
focuses on the prevention of truancy for children.
CMAD - Citizens Making A Difference, CMAD, Summer
camp provides supplemental funding assistance to boot
camp for boys aged 10 to 15 uniforms, tutoring, field
trips, food items, etc. is being given $4,000.00.
Fairview Elementary - Fairview Elementary, located at
801 E. 16th Street, was given $6,000.00 in order to
purchase playground equipment for the school which
burned in 1994.
Land Acquisition - For FY 1995, $300,000.00 was set
aside in order to provide infrastructure, site acquisition
and clearance necessary to attract on one or more
Loop 245 Study - The Loop 245 Study was conducted
in order to evaluate the construction for frontage roads
and other infrastructure along Loop 245 corridor
beginning U.S. Highway 71 and terminating at U.S.
Highway 82. Also, the study is to evaluate the proper
economic development of the adjacent property and
expected benefits derived from the construction of
frontage roads to serve the proposed property for
Loan Program - The Revolving Loan Program was
designed in order to assist women and minorities in
establishing or expanding their own business. This
program has, so far, aided in one relocation of a
business and four expansions.
Football Program - The Texarkana, Arkansas Football
Association is a tackle football program for "at risk"
boys aged 9-13 in the Ozan Inghram/Iron Mountain
Housing Demolition - In FY 1995, $25,000.00 was set
aside in order to raze dilapidated homes in low-mod
MAP 1 depicts points of interest in the jurisdiction.
MAP 2 depicts points of interest and low-moderate income areas.
MAP 3 depicts points of interest, low-moderate income areas, and minority concentration levels.
MAP 4 depicts points of interest, low-moderate income areas, and unemployment levels.
MAP 5 depicts points of interest, low-moderate income areas, unemployment levels, and proposed HUD funded projects.
To comment on Texarkana's Consolidated Plan, please contact:
Ms. Dana Lee
P.O. Box 2711
Texarkanak, AR 75504
PH: (501) 772-7168
Fax: (501) 774-3170
Return to Arkansas' Consolidated Plans.