HUD and Legal Aid Society Combat Foreclosures

More Kentucky citizens are now better informed about ways to prevent foreclosure since the HUD Louisville Field Office has formed an important partnership with the local Legal Aid Society (www.laslou.org/) in Louisville. The local Legal Aid Society offers services to residents living in the following counties: Jefferson, Oldham, Trimble, Henry, Shelby, Spencer, Washington, Marion, Nelson, Bullitt, Larue, Hardin, Grayson, Breckinridge, and Meade.

The Legal Aid Society in Louisville provides free legal help to those who financially qualify and are in need of legal services in the community. This is an invaluable service to local citizens who have limited financial resources, but seek access to the justice system when their health, safety and stability are at risk. One of the many important services that this organization provides is a free recurring foreclosure prevention clinic.

After discovering that this clinic was being provided to the community, local HUD staff saw a unique opportunity to form a partnership. It began with a phone call and an offer to provide their clinic attendees with a foreclosure prevention pamphlet. The pamphlet includes both national programs and Kentucky programs that are designed to help struggling homeowners prevent foreclosure on their homes.

Additionally, the Legal Aid Society is now better informed of other resources that are available to citizens in instances where homes cannot be saved from foreclosure. Unfortunately, there are times when foreclosure cannot be prevented. As a result of the new partnership with the Legal Aid Society, HUD staff provided a briefing on the emergency and affordable housing options that are available locally.

To see if you qualify for help from the Legal Aid Society of Louisville, please call their intake department at (502) 584-1254 from 10 a.m. to 4 p.m. Monday through Wednesday. You may also complete an online application (http://laslou.org/help/intake.php) at any time. If you do not live in one of the counties listed above, please visit www.kyjustice.org to find a Legal Aid office near you.

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