HUD Archives: News Releases


HUD No. 04-59
Patricia Campbell
(817) 978-5974
For Release
Tuesday
November 2, 2004

BUSH ADMINISTRATION ANNOUNCES $43.7 MILLION IN HOUSING COUNSELING GRANTS FOR LOW INCOME FAMILIES
Ada, Bethany, Enid, Idabel, Norman, Oklahoma City, Shawnee, Stigler, Stillwater and Tulsa Receive Grants

OKLAHOMA CITY - Nearly 910,000 individuals and families will have a greater opportunity to find housing or keep the homes they have because of more than $43.7 million in housing counseling grants announced today by Housing and Urban Development Secretary Alphonso Jackson. In Oklahoma, Ada, Bethany, Enid, Idabel, Norman, Oklahoma City, Shawnee, Stigler, Stillwater and Tulsa received a total of $575,016. A list of the grantees and amounts follows.

It is estimated these grants will assist more than 709,000 people nationally to either become first-time homeowners
or remain homeowners after their purchase. The grants were awarded to 18 national and regional organizations and approximately 340 state and local housing counseling agencies. These organizations will provide counseling services and will help meet the Bush Administration's goal of increasing minority homeownership by 5.5 million families by the end of the decade.

"HUD's Housing Counseling Program plays a key role in support of the President's goal," said Jackson. "Under this Administration, more families are receiving counseling services than ever before and more families are purchasing
and keeping their homes. In addition, this program is also helping more families find the help they need to secure decent and affordable rental housing."

The national and regional agencies distribute much of the HUD funding to community-based grassroots organizations that provide advice and guidance to low- and moderate-income families seeking to improve their housing conditions.

Of the $43 million in housing counseling grants, $2.5 million is being awarded specifically to combat predatory
lending, including awards to five national and regional intermediaries and 42 state and local organizations, including Tulsa. Grantees will assist unwary borrowers to avoid unreasonably high interest rates, inflated appraisals, unaffordable repayment terms, and other conditions that can result in a loss of equity, increased debt, default, and even foreclosure.

Additionally, $1.7 million is being awarded specifically for counseling in conjunction with HUD's Section 8 Homeownership Voucher Program, which allows low-income individuals to use rental vouchers to purchase homes. Awards under this category are made to 5 national intermediaries and 34 state and local agencies, including Tulsa. These grant recipients will help program participants realistically evaluate their readiness for a home purchase, understand their financing and down-payment options, and navigate what can be an extremely confusing and
difficult process.

The organizations that provide housing counseling services help people become or remain homeowners or find rental housing. HUD-funded housing counseling agencies also assist homeless persons to find the transitional housing they need to move toward a permanent place to live.

HUD awards annual grants under the housing counseling program through a competitive process. Organizations that apply for grants must be HUD-approved and are subject to biennial performance reviews to maintain their HUD-approved status.

HUD is the nation's housing agency committed to increasing homeownership, particularly among minorities, creating affordable housing opportunities for low-income Americans, and supporting the homeless, elderly, people with disabilities and people living with AIDS. The Department also promotes economic and community development as well as enforces the nation's fair housing laws. More information about HUD and its programs is available on the Internet.

The Chickasaw Nation
Ada, OK
$15,000 - Comprehensive Counseling

The Chickasaw Nation's jurisdictional area encompasses all or parts of 13 Oklahoma counties. Its mission is to
create, develop and administer comprehensive, quality housing programs and housing related services. They provide rental counseling, pre-purchase counseling, homebuyer education, non-delinquency post-purchase counseling and delinquency/default counseling.

CCCS of Central Oklahoma
Bethany, OK
$67,000 - Comprehensive Counseling

CCCS, knows that managing money may come naturally to some people, but most people need some guidance. CCCS provides free, early intervention mortgage delinquency counseling to help people save their homes and avoid foreclosure. They offer first time homebuyer classes to help people prepare for homeownership. They also work with Habitat for Humanity and Section 8 to help lower-income clients become homeowners. They are partners with Fannie Mae to help clients with less than perfect credit obtain market rate mortgages. Each year they perform many free educational presentations for high school, colleges, civic organizations, employers and other groups.

Community Development Support Association, Inc.
Enid, OK
$30,000 - Comprehensive Counseling

Community Development Support Association, Inc. (CDSA) is a private, non-profit community action agency established in 1980. The agency serves primarily Garfield and Grant counties in north central Oklahoma. CDSA has been a HUD certified housing counseling agency since 1998. In addition to housing counseling services, CDSA offers multiple social services programs that are geared to help low-income families become and remain self-sufficient.
This includes early childhood education programs, housing rehabilitation and development programs, emergency assistance, school based programs and employment and training focused programs.

Idabel Housing Authority
Idabel, OK
$42,310 - Comprehensive Counseling

The Housing Authority of the City of Idabel received its designation as a HUD approved Housing Counseling Agency
in March 2003. The Authority assists persons within the McCurtin County area. The Idabel Housing Authority
provides one-on-one counseling and group workshops relative to homeownership, mortgages, foreclosures, tenant
and landlord rights and responsibilities, financial management/budgeting and fair housing. Other activities include community leveraging and outreach in order to expand available resources. The program has been developed to help local people solve local problems bringing together members of the local community, federal, state and other sources to serve varied needs of our community.

Housing Authority of the City of Norman
Norman, OK
$55,000 - Comprehensive Counseling

The Norman Housing Authority (NHA) provides counseling for low-income families as well as handicapped, disabled,
and elderly individuals. The NHA provides counseling on securing safe, decent, and affordable housing throughout the City of Norman. Additionally, the NHA provides counseling regarding fair housing complaints, the Oklahoma Landlord Tenant Act, lead based paint poisoning, homeownership, locating down payment assistance or assistance for home repairs as well as providing mediation for eviction situations.

Community Action Agency of Oklahoma City and Oklahoma & Canadian Counties, Inc.
Oklahoma City, OK
$24,679 - Comprehensive Counseling

Housing counseling grant funds will provide a portion of the funding needed to continue the existing Housing Counseling activities conducted by Community Action Agency's Special Projects Divisions. With the additional
funding the current Housing Counseling Program will be able to assist a minimum of 874 clients, providing homebuyer education and one-on-one counseling for the following activities: pre-occupancy counseling, homebuyer education classes, post-purchase/ mortgage default and rent delinquency counseling, post-purchase/ post-occupancy counseling, home improvement and rehabilitation counseling, and marketing and outreach.

The Housing Authority of the City of Shawnee
Shawnee, OK
$15,000 - Comprehensive Counseling

The Housing Authority of the City of Shawnee, OK, a public housing authority established in 1967, has provided housing and housing assistance to residents in the City of Shawnee for over thirty years. Services offered will
include comprehensive housing counseling, including: pre-occupancy, pre-purchase, pre-rental, mortgage default
and rent delinquency, post-occupancy, relations with mortgagees and landlords, escrow funds, recertification of
HUD subsidies, grievances, shared housing, HECM, home improvement and rehabilitation, displacement and
relocation, pre-foreclosure sale, and money management.

Ki Bois Community Action Foundation, Inc.
Stigler, OK
$45,539 - Comprehensive Counseling

The Ki Bois service area is Haskell, Latimer, Leflore, and Pittsburg Counties in Southeastern Oklahoma. Ki Bois will provide group sessions consisting of homebuyer education workshops, and one-on-one housing counseling services
in the following areas: pre-purchase, default and delinquency, non-delinquency post purchase, rental, homeless and displacement. Having a rural location, the housing counselors travel to county offices, client's homes and outreach offices in order to provide counseling. The clients may include elderly, single parents, physically challenged, or
clients unable to take time away from their jobs.

Stillwater Housing Authority
Stillwater, OK
$39,000 - Comprehensive Counseling Stillwater Housing Authority has been meeting the housing needs of
low-income, elderly, and disabled residents in Stillwater for over 25 years. The mission of Stillwater Housing
Authority is designed to "ensure safe, decent, and affordable housing; create opportunities for residents' self-sufficiency and economic independence" and "recognize the residents as their ultimate customer." To facilitate this mission, Stillwater Housing Authority implemented a housing counseling program in 1997.

Examples of assistance may include activities like helping the client acquire decent, safe, and affordable rental housing or certifying first-time homebuyers for down payment assistance through the City of Stillwater. For each client, a housing counselor assesses the individual's housing needs, goals, and barriers to those goals.

Community Action Project of Tulsa County, Inc.
Tulsa, OK
$100,000 - Comprehensive Counseling
$25,000 - Predatory Lending Counseling
$18,000 - Homeownership Voucher Counseling

Community Action Project of Tulsa County (CAP) is a non-profit anti-poverty agency with a history of providing a variety of services to low-income people for more than 30 years. The agency's mission is to help individuals and families in economic need achieve self-sufficiency in an environment of respect. CAP has been a HUD-approved Housing Counseling Agency since 1995. The agency has developed and implemented several programs to help low-income clients prepare for home purchase and ownership and to increase the supply of quality, affordable homes in the low-income community.

Housing Partners of Tulsa, Inc.
Tulsa, OK
$58,488 - Comprehensive Counseling
$40,000 - Predatory Lending Counseling

Housing Partners of Tulsa, Inc. (HPT) was created in 1991 to provide a wide range of affordable housing options and promote programs that lead to self-sufficiency and homeownership for low to moderate income Tulsans. HPT seeks
to promote homeownership in the Tulsa metropolitan area through a variety of housing counseling and homebuyer education services. HPT also acquires distressed properties, rehabilitates those properties, and makes them available to purchasers through its various homeownership programs. Working in relationship with Fannie Mae and Legal Services of Oklahoma, HPT has recently started providing services to victims of predatory lending. Clients in this program obtain help in refinancing mortgages, and in obtaining needed legal assistance.

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Content Archived: August 09, 2011