HUD Archives: News Releases

HUD Region VI: 11-136
Patricia Campbell - (817) 978-5974/(817) 681-9741
Scott Hudman - (713) 718-3107/(713) 295-9675
NeighborWorks Media Relations -
For Release
August 29, 2011

Homeowners in Texas Will Have Until September 15 to Apply for EHLP Funding

FOR INFORMATION OR TO APPLY FOR EHLP: or call toll free: (855) FIND-EHLP (346-3345)

FORT WORTH - The U.S. Department of Housing and Urban Development and NeighborWorks® America today reopened the application process for the Emergency Homeowners' Loan Program (EHLP) in 27 states and Puerto
Rico, including Texas, to give homeowners at risk of foreclosure more time to apply for the program. While the original application deadline was July 27, HUD estimates that resources will be available to reach more struggling homeowners and NeighborWorks will accept applications submitted through September 15, 2011.

EHLP will assist Texas homeowners who have experienced a reduction in income and are at risk of foreclosure due to involuntary unemployment or underemployment due to economic conditions or a medical condition. Eligible
homeowners can qualify for a 0% interest, forgivable loan which will pay past mortgage payments, taxes and insurance, and then pay a portion of future monthly mortgage payments for up to two years, or up to $50,000, whichever comes first. This emergency bridge loan will gradually be forgiven provided the homeowner remains in his or her property for five years.

Homeowners must contact a participating counseling agency for more information in order to determine their eligibility for the program and to apply for mortgage assistance. Only participating counseling agencies can accept applications from homeowners.

Information can be found at or by calling, toll free, (855) FIND-EHLP (346-3345). The website contains:

  • Contact information to help people find participating counseling agencies in their area;
  • The Applicant Screening Worksheet;
  • List of documents required for applying; and
  • Information on EHLP assistance and eligibility requirements.

Since EHLP funds are provided to qualified homeowners on a first-come, first-served basis, it is critical homeowners provide all required documents in a timely manner or risk losing the opportunity to apply for assistance under the program. There is no cost to apply for this program.

The Dodd-Frank Wall Street Reform and Consumer Protection Act authorizes HUD to administer a $1 billion
Emergency Homeowners Loan Program nationwide..

HUD is aggressively promoting this emergency mortgage assistance program to nearly 80,000 homeowners in these
27 states and Puerto Rico with mortgages insured by the Federal Housing Administration (FHA) and who are at least 90-days delinquent on their loan payments.

About NeighborWorks® America
NeighborWorks America creates opportunities for people to improve their lives and strengthen their communities by providing access to homeownership and to safe and affordable rental housing. In the last five years, NeighborWorks organizations have generated $20 billion in reinvestment in these communities. NeighborWorks America is the nation's leading trainer of community development and affordable housing professionals.


HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD is working to strengthen the housing market to bolster the economy and protect consumers; meet the need for quality affordable rental homes: utilize housing as a platform for improving quality of life; build inclusive and sustainable communities free from discrimination; and transform the way HUD does business. More information about HUD and its programs is available on the Internet at and You can also follow HUD on Twitter at @HUDnews or on Facebook at


Content Archived: June 20, 2013