Roseville is located in southern Placer County. Its past history as a railroad town has created unique development patterns that have lasting impacts upon the community today. Currently, the majority of the City's low and moderate income populations are concentrated in Central Roseville, which borders the main railroad tracks. These areas also contain the highest number of older housing units which are affordable to these income groups. Housing problems are most severe among extremely low- and low-income large families-- especially those who are experiencing overcrowded conditions.
The Roseville One-Year Action Plan identifies programs that will focus on older neighborhoods. These older neighborhoods are generally the lower income neighborhoods and are located within the low/moderate income areas. During 1995-1996, the City expects to receive approximately $21.4 million in various program funds (CDBG, State of California HOME, State mortgage Credit Certificates, tax credits (privately funded), redevelopment housing set-aside funds (local), and Section 8 commitments. These funds will be expended to benefit low and moderate income households.
The Consolidated Plan was developed under the supervision of the City of Roseville Housing and Redevelopment Division which also serves as the City's Public Housing Authority. The City made a substantial effort to encourage citizen participation in the development of the Plan, especially among low income and special needs households. The City amended its citizen Participation Plan to follow new HUD citizen participation guidelines, conducted housing forums and council meetings to address housing needs and investment options, and consulted with various local, regional and statewide social service agencies that serve low income and special needs population groups in order to assess housing and homeless needs in the City.
Roseville's population has increased steadily over the last decade at an average rate of approximately 7.35 percent a year. This has resulted in a more than two-fold increase in population, from 27,570 in 1984 to 56,036 in 1994. Roseville's total housing stock has kept pace with population growth in the City. Over the last decade, Roseville's housing stock has increased almost seven percent a year. In addition, slightly over 87 percent of the housing units in Roseville were built after 1979. Therefore, most of the housing units in Roseville are relatively new and in good condition. The number of persons a household has been dropping in Roseville since 1990. The increased number of multi-family apartment complexes built after 1990 is one of the major factors contributing to this trend, encouraging smaller families to occupy these units.
There are about 1,847 extremely low-income households in Roseville representing approximately 8.5 percent of the total households in the City. Black, non-Hispanic renter households have a disproportionately greater need in this income category as a whole. One-hundred percent of these households are experiencing some sort of housing problems, including overcrowding and substandard housing conditions. However, black, non-Hispanic households only account for .6 percent (12) of the renters in this income group.
There are an estimated 1,513 very low-income households in Roseville representing about seven percent of the total households in the City. Renters make up about 51 percent (772) of these households and homeowners make up 49 percent (741). Ninety-four percent (726) of the total renters in this income category are experiencing some sort of housing problems, including overcrowding and substandard housing. Hispanic owner households have a disportionately greater need in comparison to the needs of homeowners in this income category as a whole. About 61 percent (49) of the Hispanic owner households are experiencing some sort of housing problems, including overcrowding and substandard housing conditions. Hispanic owner households make up about 11 percent (80) of the total households in this income category.
There are about 3,233 low income households in Roseville which represent about 15.0 percent of the total households in the City. Renters make up about 55 percent (1,778) of these households and homeowners make up 45 percent (1,455). Sixty-nine percent (1,227) of the total rents in this income category are experiencing some sort of housing problems, including overcrowding and substandard housing. Specifically, 10.8 percent (192) of renter households are experiencing overcrowding. In addition, 61 percent (1,085) of the renters are experiencing a cost burden and 13 percent (231) are experiencing a severe cost burden. Forty-three percent (626) of the homeowners are also experiencing some sort of housing problems.
Elderly persons account for about 15 percent (267) of renters and 55 percent (800) of homeowners in this income group. Sixty-two (166) of elderly renters are experiencing some sort of housing problems, including overcrowding and substandard housing conditions. Large families account for 14 percent (249) of renters in this income category while small families account for 46 percent (818) of renters. Ninety-four percent (234) of large family households are experiencing some sort of housing problems, including overcrowding and substandard housing conditions. Hispanic renter and owner households have a disproportionately greater need in comparison to the needs of homeowners in this income category as a whole.
There are about 1,610 moderate income households in Roseville which represent about 7.4 percent of the total households in the City. Renters make up approximately 39 percent (628) of these households and homeowners make up 61 percent (982). Forty-four percent (276) of the total renters in this income category are experiencing some sort of housing problems, including overcrowding and substandard housing. Elderly persons account for about nine percent (57) of renters and 38 percent (373) of homeowners in this income group. Seventy-one percent (40) of elderly renters are experiencing some sort of housing problems including overcrowding and substandard housing conditions. Large families account for nine percent (57) of renters in this income category while small families account for 61 percent (383) of renters. Fifty-eight percent (33) of large family households are experiencing some sort of housing problems including overcrowding and substandard housing conditions as well as a cost burden.
A need for housing assistance exists for households, both renter and owner, within the income groups described above.
The City has identified goals that provide a solid foundation upon which it intends to carry out its integrated housing and community development strategies. These goals include promoting homeownership and providing infrastructure improvements in low-income neighborhoods. The City has developed a comprehensive overview of it housing problems. Growth rates are used to project how housing problems will affect renters/owners in particular income categories. This overview also reveals how needs will grow from 1996-2000 for special needs populations (i.e., elderly, developmentally disabled, etc.).
The Consolidated Plan identifies housing needs and needs for supportive housing services. There are an estimated 1,847 extremely low-income households in Roseville representing approximately 8.5 percent of the total households in the City. Renters make up approximately 62 percent (1,145) of these households and homeowners make up about 38 percent (702). Eighty-nine percent (1,019) of the total renters in this income category are experiencing some sort of housing problems including overcrowding and substandard housing conditions. Specifically, 9.5 percent (109) of the renter households are experiencing overcrowding. In addition, 85 percent (973) of the renters are experiencing a cost burden (greater than 30 percent of their income allotted to housing expenses) and 75 percent (859) are experiencing a severe cost burden (greater than 50 percent of their income allotted to housing expenses). Sixty-two percent (435) of homeowner households are also experiencing some sort of housing problems and 1.5 percent (11) are specifically experiencing overcrowding. Sixty-two percent (435) of the homeowner households are experiencing a cost burden and 48 percent (337) are experiencing a severe cost burden as well.
Roseville has a need and intends to increase the availability and affordability of its rental housing for low income households, especially families. In addition, the City's older, low income, neighborhoods need assistance in repairing their homes and supporting infrastructure improvements.
Roseville has a need for housing assistance for households, both renter and owner. Many of these low income households are encountering housing problems, such as overcrowding and substandard housing conditions as well as cost burden and/or a severe cost burden. This is especially true for extremely low- and very low-income households.
The most severe housing affordability problem that low income households are facing is a cost burden (greater than 30 percent of their income is allocated to housing expenses) and/or a severe cost burden (greater than 50 percent of their income is allotted to housing expenses. This cost burden will continue until the private sector, operating under City policies and incentive programs, can substantially increase the availability of affordable rental housing in Roseville and until existing rental housing can be made available to extremely low and very low-income households through greater home ownership opportunities for low and middle income households.
The City has designated this cost burden problem as a higher priority than overcrowding and substandard rental housing. The City has determined that available funds must be allocated to the cost burden problem first. As a result, the possibility exists that there will not be sufficient funds, to address overcrowding and substandard rental housing problems.
An estimated 110 individuals live in parks, creeks, or on the streets in Roseville. Thirteen percent of these individuals were accompanied by children. Eighty-seven percent of these individuals were assumed to be single adults. the average family size was also assumed to be three persons a family. Roseville's estimated unsheltered homeless population of 110 is less than the 140 indicated in the 1990 U. S. Census. A possible reason for this difference may be the increasing numbers of homeless being assisted by social service agencies in the area and an underestimation in the 1994 homeless count.
Roseville has no reception/day centers. The number of homeless served by emergency shelters in Roseville was obtained from 1993 - 1994 statistics published by the Volunteers of America. The homeless count was conducted at the Roseville Armory Shelter from December 1993 to March 1994. The average family size was assumed to be three persons. The total number of homeless served by emergency shelters was estimated at 585. This represents a nine percent increase (50 persons) from the estimate of 535 found in the City's 1993 CHAS. The total number of homeless estimated to be served by transitional housing in Roseville is 395. Forty-five of these individuals were served by the Placer Women's Shelter and 350 by HOME START. Roseville supports HOME START as its primary means of addressing housing and community service needs of resident homeless families.
Homeless individuals with severe mental illness, alcohol/other drug abuse related problems, individuals escaping a violent environment, and persons with AIDS/related diseases, are served by City and/or Placer County agencies.
The City of Roseville does not own public housing units. As the City's Public Housing Authority, the Roseville Housing and Redevelopment Division offers Section 8 Rental Assistance to very low-income families and single persons who are elderly and/or totally and permanently disabled. Between 1980 and 1990, the number of households assisted by the Housing Authority increased from 92 to 325, or 353 percent. During this period, the Housing Authority expended $22 million for direct rental subsidies. In 1994, the Housing Authority served 365 households. Fifty-seven of these households were disabled and 92 were elderly. The average household assistance payment in 1994 was $329 a month which equals approximately $1,330,00 in direct rental subsidies. As of December 1994, there were approximately 400 people on the Section 8 waiting list.
There are six assisted rental housing developments within the City which have a total of 664 units. All six of these developments are specifically designated to serve very low-income and/or low income residents.
The City has identified several constraints to the development of affordable housing. The following are some of the identified constraints.
In its Consolidated Plan, the City gave a low priority rating to affirmatively furthering fair housing. The rating was based on the City's experience of receiving few complaints (telephone, written, public contact) relative to fair housing matters. The majority of complaints received relate to tenant/landlord law issues. Fair housing complaints (discrimination) are directed to the local Fair Housing office. However, Roseville does not want the low priority rating to be misconstrued to indicate that the City does not commit to affirmatively furthering fair housing. If the situation should change (it receives an increase in fair housing complaints), the City indicates that it would raise the rating. The City's survey of surrounding localities (localities HUD local FH&EO Office indicated do a good job regarding fair housing) indicated that Roseville spends/allocates approximately the same amount of funds to fair housing issues as these other localities.
Roseville includes as part of its rehabilitation inspection process, an inspection for the potential presence of lead-based paint and the potential hazard such paint may pose to occupants of the residence. If it is determined that a potential hazard exists, the City requires rehabilitation contractors to follow HUD guidelines for mitigation or removal of the lead-based paint hazard.
In addition, the City requires that rental property owners properly maintain their dwelling units. Deteriorated surfaces containing lead- based paint posing a hazard to occupants is reportable to the Placer County Environmental Health Department and represents a potential County Health Code violation subject to appropriate mitigation by the property owner.
Roseville intends to assist special needs populations (elderly, large families, developmentally disabled, persons with AIDS/related diseases, battered women and children, etc.) through existing and/or proposed programs. For example, the City's rental assistance programs assist not only low income households in the City, but also special needs groups. The City's rehabilitation efforts also assist special needs populations. In fact, the City's rehabilitation efforts are concentrated in older neighborhoods of Roseville where most of the low income, special needs populations reside. Although the City does not have any specific plans which target any particular group, the City will support other entities and social service agencies in their efforts to accommodate a particular special group, if justified.
Roseville intends to increase the availability and affordability of rental housing to low income households, especially families. In addition, the City proposes to increase affordable housing opportunities for existing Roseville residents and those employed in Roseville, and to avoid future homelessness, economic displacement from the community, and severe financial distress. Also, the City proposes to meet the need of increasing opportunities for low and middle income households to become homeowners, which will improve their long-term economic conditions while freeing up rental housing for other low income households.
Roseville has worked with neighboring localities, Placer County, and the State of California to meet the City's affordable housing goals. As a result, Receival has accomplished the following.
Roseville has developed a vision that brings the needs and resources of the City together in a coordinated housing and community development strategy.
Objectives and priorities include, but are limited to increasing the availability and affordability of housing for low income households, programs designed to improve older City Neighborhoods generally containing low/moderate income persons, reduce the incidence of homelessness, assist the special needs populations, and increase opportunities for low and middle income households.
As previously stated, housing priorities include opportunities for low and middle income households to become homeowners. In addition, reducing repeated homelessness and the incidence of unsheltered homelessness among transients are also housing priorities, as well as increasing the availability and affordability of rental housing through a transitional housing program with supportive service.
In 1993, the Roseville City Council approved a contract with the State of California Office of Criminal Justice Planning (OCJP) for an 18 month grant of $257 for the purpose of establishing a revitalization program for four Roseville neighborhoods experiencing problems with crime, drugs, gang activity, and general physical deterioration of the neighborhoods. As a result, the City established the Central Roseville Revitalization Project. These four neighborhoods include Roseville Heights, Theiles, Cherry Glen, and Smith/Conroy Lane. These neighborhoods were selected based on a variety of factors including criminal and gang activities, concentration of lower income households, age and physical condition of public infrastructure, housing stock, and the number of children at risk.
Roseville has identified certain population groups with the highest incidence of poverty. This group includes single mothers, young adults and retirees (75 years of age and over). In the City, middle-aged households without children and two-parent families have the lowest poverty rates. The City has established goals to reduce poverty among its residents. Some of the programs are as follows.
Since most of the City's resources for reducing poverty come from state or federal agencies, Roseville's anti-poverty strategy will focus on coordinating resources in conjunction with the local housing program and land use planning actions.
During the 1995/96, Roseville expects to receive approximately $21.4 million in various program funds which will benefit low and moderate income households. The funds consist of the following.
CDBG and HOME funds will be used for housing rehabilitation. In addition, CDBG funds will be used for infrastructure. MCC, HOME, and local Redevelopment funds will be used to assist low and moderate income homebuyers. Section 8 Rental Assistance will be used to assist very low-income renters. Although most of these funds have not been received or committed, it is expected that they will be received, contracts signed and funds fully committed for use in 1996.
Roseville will continue to coordinate activities with other governmental entities to meet its affordable housing goals. In addition, the City will, through the Citizen Participation Process, enhance coordination with assisted housing providers and private governmental health, mental health, and service agencies.
The Roseville One-Year Action Plan outlines the proposed use of approximately $21.4 million in various program funds. These funds will be spent mainly on an array of housing activities, including:
The City will continue to pursue potential federal, state, and private subsidies, including such programs as Section 8 rental assistance, Section 8 rental assistance, Section 202, low income tax credits, and affordable housing development agreements in an effort to increase direct rental subsidies and below market rate financing for new construction of lower income rentals. In addition, the City will work with local service agencies to augment housing assistance to homeless and special needs groups through the use of federal, state, and local funds.
The programs identified in the action plan will be offered city-wide with the potential for special focus in older neighborhoods. The older neighborhoods in Roseville are generally the lower income neighborhoods and are located within the low/moderate income areas. Although the 1990 U.S. Census data does not identify specific neighborhoods, the City has, through its own surveys, identified potential target neighborhoods and areas in need of assistance.
The City administers its housing and redevelopment programs through the Housing and Redevelopment Division of the Roseville Community Development Department. The City currently relies on and will continue to rely on the Housing and Redevelopment Division for implementation of housing rehabilitation and rent subsidy programs.
The City will continue to rely on HOME START, local church organizations, Salvation Army, and other such entities, to provide homeless services. The City works with private developers and non-profit organizations, such as Project Go and Volunteers of America, to meet affordable housing goals for new construction.
The City will continue efforts to remove barriers to affordable housing, evaluate and reduce lead-based paint hazards, maintain and further develop the institutional structure, and enhance coordination between public and private housing and social service agencies.
In addition, the City will rely primarily on public and private social service agencies to meet non-homeless special housing needs. The City will continue to operate its housing rehabilitation program providing low interest loans and grants for home repair funded through the CDBG program.
MAP 1 depicts points of interest in the jurisdiction
MAP 2 depicts points of interest and low-moderate income areas.
MAP 3 depicts points of interest, low-moderate income areas, and minority concentration levels.
MAP 4 depicts points of interest, low-moderate income areas, and unemployment levels.
MAP 5 depicts points of interest, low-moderate income areas, and proposed HUD funded projects.
