U.S. Department of Housing and Urban Development
Office of Community Planning and Development



Consolidated Plan Contact

CITIZEN'S SUMMARY

Action Plan

The City of Saint Paul's Department of Planning and Economic Development (PED) is the entity responsible for providing the necessary planning, development, and oversight in the formation of the HUD Consolidated Plan. Established in 1977, PED consolidated the city's comprehensive planning functions with the housing and economic development components of the Saint Paul Housing and Redevelopment Authority. As one agency, PED is able to jointly address planning and development issues, and provide the required continuity between vision and development.

Fiscal Year 1995 funds will go to 38 activities that include housing assistance, rehabilitation of child care facilities, multi-year gap financing for for-profit economic development, homeless assistance, and multi-year assistance to nonprofit-profits providing health care, crime prevention and other public services. Under the Consolidated Plan, Saint Paul received $1,197,000 in HOME Investment Funds, $10,590,000 in Community Development Block Grant (CDBG) funds, and $344,000 in Emergency Shelter Grant Program (ESG) funds.

Citizen Participation

Development of the 1995 Consolidated Plan and Submission was truly a collaborative process that included a wide array of public and private sector participation and expertise. City staff outreach was significantly more extensive than that used in the preparation of past Community Development Block Grant (CDBG) annual submissions, Comprehensive Housing Affordability Strategy (CHAS), Emergency Shelter Grant (ESG), and Home Investment Partnership Program (HOME) programs. In the past six months alone, City staff have provided information to over twenty communities nationwide on effective involvement of all public and private associations in government decision making. Saint Paul's efforts continue to far exceed any of the items required by the federal government.

Incorporated are a number of planning and policy documents, including the City's Comprehensive Plan, the City of Saint Paul Capital Allocation Policy, the City of Saint Paul Program for Capital Improvements, the Community Development Statement of Objectives and Projected Use of Funds, and the City's adopted budget.

Public Comments

The city received several comments on the Consolidated Plan which referenced items contained in the Homeless Section. Upon consideration and review, the City decided to adopt and incorporate these comments as part of the Plan. Projects included in Saint Paul's Action Plan were approved as part of the City's 1995 Budget. Citizen review and involvement was included in every step of the preparation of the City's Capital Allocation Policies, Program for Capital Improvements, and Capital Improvement Budget. Finally, public hearings were held on each of the above items by city staff, the Planning Commission, the Capital Improvement Budget Committee, Mayor, and City Council.



COMMUNITY PROFILE

General Characteristics

A recent Metropolitan Council report summarizes the region's housing market in the following way: 1) demand for total housing is near or at its peak; 2) demand for rental housing will decrease causing lower rents or higher vacancy rates; 3) the region will likely see an increase in rental units as a percent of total units; 4) pockets of older, smaller housing are at risk of serious deterioration; 5) new construction may be needed to meet the housing needs of special needs populations such as those with physical disabilities or mental illness; and 6) housing affordability is a growing concern.

Saint Paul's housing stock is old, but generally in good condition. The majority (56 percent) of the city's housing stock is over 50 years old, almost 70 percent of the units were build before 1960. Many of these are now approaching or are over 100 years old. Much has already undergone substantial rehabilitation or now requires substantial investment to keep it viable. Owner-occupied homes, are, on average, older than those that are renter-occupied. Nearly 70 percent of all owner-occupied homes are over 50 years old. This compares to 40 percent for renter-occupied units. Having older housing is an asset in that it often has historic character and solid construction that proves to be more durable in the long run if regular renovation and maintenance occurs.

Areas of Concentration

The 1990 Census data indicate that 19.6% of Saint Paul's population belong to a racial minority group. For the purposes of this report, areas of racial minority concentration" are defined as those showing at least 2.5 times the average percentage of minority population. The highest concentrations of poverty can be found in the neighborhoods nearest downtown, the near north, and the west side. Not unexpectedly, the distribution pattern is similar to the concentration of racial/ethnic minorities. For the purposes of this report, a "concentration" of poverty is found whenever the percentage of households in poverty within a census tract is at least two times greater than that of the overall household poverty rate of 13.9%. Map E illustrates the areas of household poverty rates above 30%, which would be considered to contain a"concentration" of poverty.

Public and Assisted Housing

Saint Paul is fortunate to have a Public Housing Agency (PHA) that is consistently named one of the best large public housing authorities in the nation due to its well maintained housing units, management and administrative excellence, resident involvement, and participation in public-private partnerships. PHA has been designated a "high performer" under HUD's Public Housing Management Assessment Program for four consecutive years.

PHA owns and operates 16 hi-rises, 2,558 total units, located throughout the city that serve elderly (62 years of age and older), disabled individuals and couples (no children). PHA is converting some hard-to-rent efficiency units to one-bedroom units whenever there is HUD approval and funding to do so. Not surprisingly, most residents choose one-bedroom units instead of efficiencies because, by federal statute, they only pay 30 percent of their income for rent regardless of unit size or location. PHA has a total of 1,280 family housing units located in four family housing developments - McDonough, Mount Airy, Roosevelt, and Dunedin - and scattered sites. Of the 4,285 total public housing units, 7 units were vacant on September 30, 1994 (99.98 percent occupancy). No activities covered by the consolidated plan are being coordinated or jointly funded with the public housing Comprehensive Grant program.

Section 8

The federal Section 8 Existing Housing Certificate and Voucher Program is managed by PHA. These subsidies are tenant-based and stay with the tenant as long as they are eligible to receive the benefits. One hundred ninety-five certificates are designated for households participating in a self-sufficiency program. PHA will expand its Family Self-Sufficiency Program to match to the number of new subsidies awarded. PHA also administers 73 Section 8 Moderate Rehabilitation Certificates which stay with the rehabilitated units and 75 Section 8 Moderate Rehabilitation SRO Certificates.

Special Need Facilities and Services

Elderly & Frail Elderly
The Saint Paul PHA operates 16 hi-rises that house approximately 2,558 elderly and disabled people. The PHA currently serves frail elderly residents through its Congregate Housing Services Program and the Assisted Living Program, which operate in PHA hi-rises in cooperation with other social services agencies.

Persons with Mental Illness
Minnesota state law mandates that each county provide a range of services for persons who are mentally ill, including education, prevention, emergency, outpatient, community support, residential, acute care, inpatient, regional treatment centers, and screening. State commitment laws provide that individuals cannot be committed to certain facilities and treatment programs unless that individual is a danger to him/herself or to others. Services provided by halfway houses focus on the development of self sufficiency through in house work programs, job seeking skills, and information and referral to job opportunities. Six months after discharge, 58% of the sample indicated they were employed or attending school.

Refugees
According to Ramsey County Human Service planners, refugees for the most part are not participating in social services offered by the County. For example, refugees with developmental disabilities are taken care of at home. Mental health issues, particularly post traumatic stress syndrome, are dealt with at home or by nonprofit and social service agencies (i.e., Wilder Foundation, Center for Victims of Torture). The Section 8 program is popular with refugees and there seems to be a fairly good network in place for finding adequate housing once the subsidy is obtained.

Persons with Environmental Illness or Multiple Chemical Sensitivities
The Twin Cities Human Ecology Action League (HEAL) chapter is planning to develop affordable, non-toxic housing for lower income people with El/MCS. HEAL is working toward increased awareness of the disease, new legislation for indoor air quality, increased research on the cause, effects and treatment, toxic housing remedies, development of new non-toxic housing, and a registry of such housing for use by those with El/MCS.



HOUSING AND COMMUNITY
DEVELOPMENT NEEDS

Population Trends. The most significant demographic changes since 1980 include a slight increase in total population, an increase in the number of households, a decrease in the size of households, an increase in the minority populations, and an increase in the number of residents -- particularly children and persons of color -living in poverty.

During the 1980's, Saint Paul's White population decreased, but every other racial group increased. Asian and Pacific Islanders increased significantly to become the second largest minority group, after Black. These changes are due to both immigration and an increased birth rate among minorities, especially among the Southeast Asian population. While the White birth rate also increased, this was offset by a greater outmigration of young White families to the suburbs. Assuming continuation of these trends, Saint Paul should experience continued growth among households of color.

Household Trends. The number of households has grown steadily over the past 30 years at the same time that household size has consistently declined. Household composition trends include fewer families headed by married couples, more single parent households, and more people living alone. According the 1990 Census, there were 110,249 households in Saint Paul, with an average size of 2.37 persons. While household size has continued to decrease, the rate of decrease has slowed. This trend, along with the increase in minority households with larger family size, should continue to moderate the movement to fewer persons per household.

Homeless Needs. The information on the number of homeless persons, contained in HUD Table 1, Part 1, is based upon a point-in-time, October 1, 1994, measure of homelessness. A total of 288 persons were served in emergency shelters on October 1, 1994. An estimated 234 persons were homeless but unsheltered on that night.

The shelter information was collected by the Saint Paul Housing Information Office. Total emergency shelter count for October 1, 1994, was 288 persons identified as living in Saint Paul's emergency shelters. This includes 107 men, 65 women, and 116 children residing in emergency shelters, battered women shelters and various churches. The transitional housing count of 386 was obtained from the October 1 1994 records of the agencies. Other information on transitional housing programs came from the Wilder Research Center's Emergency Shelters, Transitional Housing, and Battered Women's Shelters Data Collection Project, Third Annual Report. Unfortunately, the actual number of homeless persons unsheltered on any particular date is unknown. Persons missing from the survey data include persons doubled-up or persons sleeping outside, in cars, in abandoned buildings, or in other locations or facilities not typically meant for human habitation.

Persons of color are over-represented in emergency shelter use in Saint Paul. Seventy-seven percent of residents that reported terminated public assistance were persons of color. Of those reporting housing displacement, 73 percent were of color, as were 72 percent of those reporting a lack of affordable housing, and 70 percent reporting evictions. For additional information, please refer to the previous section on race.



NON-HOUSING AND COMMUNITY
DEVELOPMENT NEEDS

Public Service Needs

The Public Service Needs section of the Listing of Priority Needs shows an estimated $42,250,000 needed for the period from 1995-1999. These needs include employment training, crime prevention, fair housing counseling, child care, health services, and other miscellaneous public service needs. Each of these activities are available citywide, and primarily serve low and moderate income city residents. These activities are scheduled to receive CDBG funding, as well as funding from other sources. Other sources of funding include Federal and State Employment Training funds, local funds, and State human service funds. Programs and projects scheduled to receive 1995 CDBG funding which address the city's public service needs are the Crime Prevention Program, Neighborhood Nonprofit Program, Capital City Youth Employment Program, and the Housing Information Office.

Accessibility Needs

The Listing of Priority Needs shows an estimated $1,650,000 needed to address the 1995- 1999 Accessibility Needs of city buildings. These improvements are made citywide, in an effort to make all of the city's buildings accessible. These buildings include recreation centers, libraries, multi-service centers, police and fire stations, and offices. The improvements consist of ramps, lifts, elevators, doors, and accessible restrooms. These improvements are scheduled to be funded with both CDBG and local dollars. The Handicapped Accessibility Program, and Recreation Center Accessibility are scheduled to receive 1995 CDBG funding to address this need.

Economic Development Needs

The Listing of Priority Needs shows an estimated $82,000,000 is needed to address the city's Economic Development Needs over the next five years. These funds are needed for a wide range of commercial/industrial activity aimed at retaining and attracting businesses and creating livable wage jobs. Planned activities include rehabilitation assistance, infrastructure improvements, pollution abatement, capitalization, micro-business loans, and technical assistance. These activities will be carried out citywide, with major activity planned for the Phalen Corridor, as well as other areas of the Empowerment Zone. CDBG funding will be used for eligible activities that meet either the low/moderate income area or job creation national objectives. Other funding sources include Enterprise Community funds, other Federal funds, State funds, local funds, and private funds. Programs scheduled to receive FY 95 funding to address the need include the Commercial Rehabilitation Program, Commercial Vacant Building Program, and the Enterprise Leverage Fund.

Lead-based Paint Hazards

Using recent census data, the city of Saint Paul has estimated that there are approximately 6,300 housing units in Saint Paul that contain lead-based paint hazards and are occupied by low-, very-low, and extremely low-income residents as defined in Section 1004 of the Residential Lead-Based Paint Hazard Reduction Action of 1992. Saint Paul has 110,249 housing units, 46% of which are rental properties. According to 1990 census data, 94% of the properties were built before 1978 (the date at which all lead was removed from painting products). A recent study by the city's Environmental Protection Office indicated that 91% of homes they have tested have some level of lead-based paint.

Currently the City of Saint Paul coordinates a comprehensive Childhood Lead Poisoning Prevention and Lead Hazard Reduction Program through the Saint Paul Department of Public Health. Saint Paul Public Health works in partnership with a range of service providers, including health care providers, educators, bilinguals, lead contractors, the Department of Planning and Economic Development (PED), Licensing and Inspections (LIEP), and other private, public, and nonprofit-profit agencies. The goal of this effort is to ensure that residents are not exposed to living environments that pose a threat of lead poisoning. The City's efforts give priority to households with children under the age of six (6).

To ensure that city housing efforts regarding lead hazards and other issues are coordinated into a unified policy and implementation strategy, a Housing Coordination Team meets regularly. This team, composed of representatives from Public Health, Housing, Police, Fire, Public Housing and Planning, reviews programs and policies to make sure that housing needs in Saint Paul are met in a comprehensive, efficient and effective manner. Reducing the threat of lead poisoning is a top priority of this partnership. Public Health nurses work very closely with lead enforcement staff to devise and implement an intervention strategy. This strategy could include anything from simply providing written health education materials on lead to a thorough cleaning of the property with a "swab team" (vacuum with a hepavac and surface cleaning), to partial abatement of lead hazards in the home.

Barriers to Affordable Housing

Government Policy and the Regulatory Environment. Elements of public policy that can pose barriers to the production of affordable housing include restrictions on permissible housing types and "above standard" development requirements. Saint Paul's building code requires houses which are moved to comply with the new housing construction code, rather than the less expensive building maintenance requirements for existing homes. In addition, any new single family homes subsidized with City financing must include sprinkler systems, which adds significantly to the final cost of the home. Other parts of the City's housing code may be culturally-biased and inflexible. Some stakeholders have identified Saint Paul's citizen participation system, with its reliance on District Planning Councils, as presenting a barrier for non-neighborhood-based affordable housing developers to obtain project approval.

Fees and Local Property Taxes. In order to recover the costs of services provided, Saint Paul charges inspection and financing fees. These additional costs are then allocated to the per unit costs of development and apply upward pressure on purchase costs or rents. Saint Paul is a high service, high tax city. These relatively high property taxes add to the cost of housing in the city. Although property taxes are the primary source of direct tax revenue for local jurisdictions in Minnesota, state law governs tax rates and property classifications. At the present time, homesteaded properties are classed at the lowest rates while rental property, except that which receives Title 11 status, may be taxed at a rate that is three times higher than for a comparable owner-occupied unit. In Minnesota, about 20% of gross rental income is required to pay property taxes. This may result in limited ability to maintain units.

Labor Standards and Other Compliance Requirements. Davis Bacon and Little Davis Bacon apply to projects funded by federal or local programs and require that prevailing wages, rather than market wages, be paid for construction labor on housing projects over a certain size. The law is applicable to both rehabilitation and new construction and creates an impediment to providing affordable housing, Other compliance requirements that impact housing affordability include relocation benefits, lead/asbestos abatement, targeted vendor, replacement housing, historical preservation, and environmental assessment.

Financing and Funding. The level of funding for affordable housing and the restrictions tied to that funding often present a barrier. There is a lack of financial resources for Community Development Corporations (CDCS) and other developers of affordable housing to develop capacity and become self-supporting. Where real estate professionals, loan officers, and others in the housing market are paid on a commission basis, compensation is greater for more expensive transactions although the work required is comparable. Therefore, these housing professionals do not have the incentive to promote affordable housing. Many households are unaware of financing programs currently in existence, and therefore cannot access them.

Income Levels. Overall, Saint Paul incomes, adjusted for inflation, are declining. Median household income in Saint Paul declined from a 1979 level of $27,643 (1989 dollars) to a 1989 level of $26,498. Correspondingly, overall poverty rates have increased, both for individuals as well as households. The percentage of Saint Paul residents living in poverty increased 5.8% since 1979, nearly four times the increase between 1969 and 1979. In 1989, 17% of persons (or one of six persons) in Saint Paul had incomes below the poverty threshold. Poverty rates have nearly doubled for children under 18 and under 5.

While incomes are declining, the median monthly cost of owning a home with a mortgage has increased, from $362 in 1980 to $715 in 1990. This increase of 98% far out-paced the 61% inflation rate during this period. By 1989, 22% of all homeowners with a mortgage were spending more than 30% of their monthly income on housing expenses (including mortgage, property tax, real estate insurance, utilities and fuel). Two-thirds (33,931) of all owner-occupied homes in Saint Paul had a mortgage in 1990. Declining incomes, increasing tax burdens, and homes financed at higher interest rates of the early to mid-1980s contributed to decreasing homeownership affordability.

The cost of renting has also increased. Median gross rent (rent plus utilities) increased from $227 in 1980 to $424 in 1990. This increase of 87% far out-paced the 61% inflation rate. Renters incomes did not keep pace with rent increases during this period. The result was an increase in the percent of renters paying more than 30% of their income on rent from 35% in 1979 to 45% in 1989.

Attitudes and Public Opinion. The Minneapolis/Saint Paul Family Housing Fund has identified ten initiatives to address the crisis in rental housing. Included as part of this work is a recognition of the need to change attitudes and public opinion toward rental housing. Saint Paul staff will be working with its housing partners on this educational aspect. Several affordable housing stakeholders have pointed out a division of neighborhoods into renters versus owners.

Strengths in the current institutional structure are many. First, there is a focused responsibility for carrying out the City's community development plan. Second, there exists a diverse and experienced nonprofit-profit and for-profit development community that works effectively on an individual and cooperative basis. Third, Saint Paul has an extremely effective and competent Public Housing Agency, and sound public housing stock. Next, the City has a nationally recognized citizen participation process in place which provides a communication structure unequaled in the metropolitan area. Finally, and most importantly, there is are established working relationships among all of these groups which can make the implementation of community development goals and plans a reality.

A dynamic strength is in the PED organization itself. By incorporating the City's planning, housing, and economic development components into one department, the City is able to respond quickly to opportunities, and to react comprehensively to multifaceted problems. PED has, over the years, developed a positive track record for the administration and oversight of the City's most successful neighborhood programs. Working with neighborhood groups, for-profit and nonprofit-profit developers, and lending institutions has developed relationships that have proven invaluable.

A continued weakness in the institutional structure is that it does not adequately provide for interjuristictional cooperation in assessing and meeting affordable housing needs. The housing market is regional in nature, and a typical household in search of a home or a job has little concern for jurisdictional boundaries. It is hoped that the current dialogue in the State Legislature, combined with the emerging cooperation between jurisdictions will produce a system that more equitably provides for both economic development that produces living wage jobs, and affordable housing opportunities in a regional economy.

Ongoing, and possibly the greatest gap in the delivery system, continues to be the traditional separation between the responsibilities for "bricks and mortar" activities and human services. While human service needs are traditionally met through Ramsey County and nonprofit-profit service providers, Saint Paul is expected to provide the bricks and mortar of infrastructure, economic development, and housing revitalization. Many housing needs, however, are intimately associated with human service needs, and cannot be adequately met on an individual basis.



HOUSING AND COMMUNITY
DEVELOPMENT STRATEGY

Affordable Housing

Saint Paul places a high priority on assistance to the extremely low- and low-income small related and large related renter households. Assistance to extremely low- and low-income owner households is also a high priority. The Housing Action Program adopted by the Saint Paul City Council on October 26, 1994, lists the following activities as priorities for the next two years:

  1. Continue home ownership incentives, including below-market interest rate programs, a rental single-family/duplex conversion to ownership program, initiate development of new ownership programs for all incomes, including single-family detached units and condominium and cooperative arrangements in multi-unit buildings, and preventing loss of homeowners through the Mortgage Foreclosure Prevention Program.
  2. Continue owner and rental rehab financing, including loan programs for single family and rental rehabilitation, rehab loans for child care facilities, including single-family homes, reducing vacant single-family and duplex structures through the Houses to Homes Program, and continue to improve outreach efforts and efforts to streamline delivery of housing services.
  3. Provide effective enforcement to reduce the negative conditions of rental housing.
  4. Improve rental housing management.
  5. Support the low density character of neighborhoods, including giving priority to proposals for rehabilitation of existing units over new development.
  6. Address special housing needs within Saint Paul's population, including preserving and maintaining existing low income housing, continuing inter- agency and metrowide collaboration to meet homeless and emergency needs, emphasizing conversion of smaller units and rehabilitation as a means to create larger units for families where appropriate.

Anti-Poverty Strategy

The City of Saint Paul has a long standing commitment to help its residents maintain a quality of life that includes safe and affordable housing, the basic necessities of food clothing and shelter, providing safe streets, and participating in programs which encourage human development and cultural diversity. Under State statute, Saint Paul neither receives the federal or state human service funds, nor is charged with responsibility of being the basic human services provider. Yet a multitude of city programs work in tandem with the area human service providers, providing education, job training, health services, and housing programs designed to help residents forge a better life.

The Family Empowerment Project is a self-employment program that combines intensive business training with mechanisms for ensuring that the persons continue and complete their training. Partners in this effort include the Saint Paul Public Schools, Models Cities of Saint Paul, Saint Paul Technical College, Western State Bank, and Wilder Resource Center. The Employment Connection Program has several components. First, the Dislocated Workers Program offers a myriad of services, including: career counseling, skills and aptitude testing, resume and job interview preparation, adult basic education, GED, classroom occupational training, on-the-job training experiences, financial and personal counseling, day care when needed, transportation allowances, and relocation assistance.

Established as a forum of public and private sector leaders, the Saint Paul Private Industry Council addresses the education, job training, and employment needs of the Saint Paul community. Their responsibilities include planning and oversight of programs to recruit, train, and place economically disadvantaged persons in jobs with futures. The Council also coordinates services and increases efficiency among public programs, sponsors job training programs, supervises summer job programs for at risk youth, and initiates business and education partnerships. Unemployed or underemployed low income Saint Paul residents qualify for Employment Connection services including case management, vocational evaluation and assessment, basic and remedial education, classroom training, on-the-job training, youth employment competencies, summer youth programs, school to work transition training, job search, job club, and job placement.

Institutional Structure

Saint Paul's institutional structure provides a sound basis for achievement of the consolidated plan and its objectives. The structure is based upon on-going and new partnerships between public, for-profit, and nonprofit-profit organizations.

City/Public Agencies

Leadership in policy and program development is the primary role for the City. Broad based participation by the general public, housing and community interest groups, for-profit and nonprofit-profit organizations is a central aspect of policy and program development procedures. The Saint Paul Planning Commission is a citizen body appointed by the Mayor and City Council. This group has the lead role in providing recommendations to the elected officials on a wide variety of issues, including housing. The Planning Commission was the lead organization in the development of the Housing Policy Plan, and the Voices of Pain and Hope report.

The City Council and the Housing and Redevelopment Authority (HRA) have key roles in the allocation of resources, and the Department of Planning and Economic Development (PED) is the City government's primary agency for the development housing program activity, and workforce development programs. PED administers housing, economic development, and job training programs, and handles real estate for the HRA.

The Saint Paul Housing Information Office (HIO) coordinates housing information and referral, and serves as the central point of contact for persons with housing needs. HIO provides advice and assistance to low income persons with housing problems; works in conjunction with the City's Citizen Service Office. provides mortgage foreclosure counseling, helps with emergency code enforcement and relocation needs, assists and makes referrals for technical and legal issues, and provides local officials and neighborhoods groups with data derived from these services. HIO also provides staff support to The Overnight Shelter Board, a citizen advisory group appointed by the Mayor to monitor and make recommendations in regards to the City's emergency shelter system.

The City's 19 District Councils represent the primary means for citizen review and participation. Each organization has its own elected citizen boards that serve in an advisory capacity. Issues include review and recommendation of housing, economic development, public improvement, and other related programs and projects. The District Councils provide the framework for citizen input on both neighborhood and citywide issues, and encourage participation of their residents in all relevant issues.

Nonprofit Organizations

The City relies on the nonprofit-profit sector to provide much of the initiative, direction, and direct project implementation in the development of affordable housing. Nonprofits are also getting increasingly involved in the revitalization of neighborhood business strips. In both cases, nonprofit-profits are one of the major vehicles for the preservation of neighborhood vitality. Their proven track record has, in many instances, attracted the needed investment dollars from the private sector, thereby providing the needed link that produced successful collaborations. The Saint Paul Coalition for Community Development represents both local and areawide nonprofit-profit organizations the City partners with on a regular basis. These groups make significant contributions in furthering mutual housing and economic development objectives.

Both the Family Housing Fund of Minneapolis and Saint Paul and the Local Initiatives Support Corporation provide resources and technical expertise to nonprofit-profit developers. Their efforts have assisted the City in achieving significant affordable housing gains, and the creation and or expansion of small businesses, resulting in viable job opportunities.

Intergovernmental/Agency Coordination

As a direct result of the preparation of the consolidated plan, the City of Saint Paul took a leadership role in bringing together units of local government from the entire Minneapolis Saint Paul metropolitan area to share information, discuss needs, collaboration opportunities, and funding priorities. Participants included representatives from Saint Paul, Minneapolis, Ramsey County, Dakota County, Hennepin County, the Metropolitan Council, HUD staff, and other municipalities. Staff from the Minneapolis Community Development Agency, the Minnesota Housing Finance Agency, and the Family Housing Fund of Minneapolis and Saint Paul have formed and interagency group to jointly review projects that need stabilization.

Coordination

The City of Saint Paul will continue to increase its efforts between City departments and with neighboring jurisdictions, the Metropolitan Council and the State Legislature in coordinating affordable housing strategies, economic development goals, and human service needs. They include the working relationships developed as part of the Metropolitan Area Interjuristictional Task Force, and the active participation by city staff with the area community development corporations, for-profit and nonprofit-profit housing providers, and neighborhood organizations.

In 1995, the City's Neighborhood Nonprofit Organization Partnership Program will provide financing for a wide variety of activities which are targeted for, and utilized by, special need populations. Activities range from children's safety network, domestic abuse intervention, southeast asian family services, seniors living at home programs, teenage counseling, job training and readiness, and many other activities which are targeted to, and used by, special populations.

The Minnesota Housing Finance Agency (MHFA) offers a number of programs that assist in making housing affordable in Saint Paul. Home ownership, home improvement, multi-family development and rehabilitation, and capacity building programs are all offered by MHFA, and participated in by the City.

For-Profit Organizations

The financial lending institutions, private real estate developers, and realtors will continue their involvement in promoting and development of affordable housing. Lending institutions provide first mortgage resources in tandem with City resources to build or rehabilitate affordable housing, provide first time homeownership opportunities, and provide economic development incentives that result in the creation of jobs. Private real estate developers also participate in the City's revitalization efforts, providing partnership opportunities with neighborhood based nonprofit-profit organization in the creation of housing and small business commercial space.



ONE-YEAR ACTION PLAN

Fiscal Year 1995 funds will go to 38 activities that include housing assistance, rehabilitation of child care facilities, multi-year gap financing for for-profit economic development, homeless assistance, and multi-year assistance to nonprofit-profits providing health care, crime prevention and other public services. Under the Consolidated Plan, Saint Paul received $1,197,000 in HOME Investment Funds, $10,590,000 in Community Development Block Grant (CDBG) funds, and $344,000 in Emergency Shelter Grant Program (ESG) funds.

The Listing of Priority Needs shows an estimated $8,850,000 needed over the next five years. This amount is needed for the elimination of lead-based paint throughout the city. CDBG funds, other HUD funds, and private match will be used for leadbased paint abatement. Energy efficiency improvements and code enforcement are covered in the Priority Housing Needs section. 1995 CDBG funding will be used for the Lead Paint Abatement Program, which will address this need.

The Listing of Priority Needs shows an estimated $7,000,000 needed to address the city's Planning Needs over the next 5 years. These funds are needed to help guide community reinvestment decisions so that Saint Paul has a range of places where businesses can locate, a mixture of housing types for all income levels, and public facilities and access systems that promote community building and overall safety. Specific activities include evaluating and updating the city's comprehensive plan, completing small area plans, updating capital budget policies, completing environmental and historic reviews, administering land use and zoning regulations, and providing information and support to district councils and other community organizations. Both CDBG and local funding will be used to address the city's planning needs.

Maps

MAP 1 depicts points of interest in the jurisdiction

MAP 2 depicts points of interest and low-moderate income areas.

MAP 3 depicts points of interest, low-moderate income areas, and minority concentration levels.

MAP 4 depicts points of interest, low-moderate income areas, and unemployment levels.

MAP 5 depicts points of interest, low-moderate income areas, unemployment levels, and proposed HUD funded projects; in addition, a table provides information about the project(s).


To comment on St. Paul's Consolidated Plan, please contact:

Bob Hammer
City Manager
City of St. Paul
PH: (612) 370-3025


Return to Minnesota's Consolidated Plans.