U.S. Department of Housing and Urban Development
Office of Community Planning and Development



Consolidated Plan Contact

CITIZEN'S SUMMARY

Monmouth County's FY 1995 Consolidated Plan constitutes a strategic vision for housing and community development in the County. This summarizes that plan so citizens in the community can have a quick overview of the County's housing and community development needs; the 5-year broad goals, strategies, and actions proposed to address those needs; and the specific projects proposed for FY 1995 to carry out this strategy, including maps showing the location of most of the projects and how they relate to existing conditions.

Goals

Elimination of slums and blight, elimination of conditions that are detrimental to health, safety and public welfare, conservation and expansion of the nation's housing stock, expansion and improvement of the quantity and quality of community services, better utilization of land and other natural resources, reduction of the isolation of income groups within communities and geographical areas, restoration and preservation of properties of special values and alleviation of physical and economic distress.

Action Plan

The Consolidated Plan also includes an action plan constituting an application for funds under three of the four HUD formula programs (including reallocations from prior years) for a total of $ 5,077,000; Community Development Block Grant (CDBG) Program; the Emergency Shelter Grants (ESG) Program; and the HOME Investments Partnership (HOME) Program. These funds will support the activities to be funded for the 1995 Program Year.

Citizen Participation

The Plan was developed with active citizen participation, including non-profit and for-profit housing producers, social service agencies, senior citizens, disabled, and homeless groups, and Public Housing Agencies and Authorities. In addition, consultations were held with the three entitlement cities, other state urban counties and representatives of the State of New Jersey. Information meetings and public hearings for the Plan were conducted and the Plan was released for public review on March 16, 1995. A brief summary of the Plan was printed in the Asbury Park Press and copies of the entire draft of the Consolidated Plan were made available for public review at branches of the County Library and other locations. Two public hearings on the plan were held on April 18, 1995; one in the morning from 1O a.m. to 12 p.m. and the other from 6 p.m. to 8 p.m.


COMMUNITY PROFILE

Monmouth County is New Jersey's fourth largest county in population and sixth largest in geographic size. It is located 47 miles south of New York City and 55 miles northeast of Philadelphia in central New Jersey. Monmouth has 53 miles of coastline, 27 miles along the Atlantic Ocean and 26 miles along the Raritan Bay. The County comprises approximately 471 square miles an has a population of 576,789. There are fifty-three municipalities in the County: two cities, 15 townships, 35 boroughs, and one village. Geographically the municipalities range in size from Shrewsbury Township (the smallest) at 0.09 square miles to the largest, Howell Township at over 62 square miles. Middletown Township has the largest population with over 68,544 residents while the Village of Loch Arbour has the smallest, 377. Forty-nine municipalities participate in the Monmouth County Urban County program and HOME Program. All municipalities are eligible for the Emergency Shelter Grants (ESG) Program.

Per the 1990 census, the population is 8.5% Black, 2.8% Asian and Pacific Islander, 1.3% Native American, 87.4% White, and 4.1% Hispanic. The definition of minority concentration used in the County's Consolidated Plan is a census tract with a percentage higher than the county average. Of the 146 census tracts in Monmouth County, 27 census tracts have a concentration of black population; 41 tracts have a concentration Asian populations; and 33 tracts have concentrations of Native Americans. Thirteen percent of the county population is over 65 years of age. The unemployment rate for 1994 was 5.8%.

Of the 166,518 occupied housing units, 75% are owner units and 25% are rental units. Over 44.2% of the total housing stock is 30 years or older. The average sales price for a single-family home is $180,400. The median contract rent is $ 567.00.



HOUSING AND COMMUNITY
DEVELOPMENT NEEDS

The needs section of the plan outlines the housing and community development needs of various groups.

Housing

Housing needs are based on the 1990 census data promulgated by the U.S. Department of Housing and Urban Development (HUD) and in consultation with assisted housing providers. Twenty percent (20%) of the housing stock was built in 1939 or before. Forty- four (44%) percent of the housing stock is 30 years or older. Very low-income elderly (renters and owners) are the most severely cost-burdened (paying more than 50% of their income on housing costs). In addition, this group also has the most housing problems. Between 1980 and 1990 the county-wide ratio between median income and median sales price of housing went from 3.1 to 4.0. This means that it costs more than four times an average family's annual income to purchase a home in the county.

Homeless Needs

In order to afford to rent a housing unit in Monmouth County at the present FMR ($680.00), a household would have to make an hourly wage of $13.10. The required hourly wage of $13.10 is 308% of New Jersey's minimum wage. Adding to the homeless situation is the high number of foreclosures and the closing of two boarding homes in the County. In 1994 20% of persons receiving subsidies or housing are reported to have been homeless. The other 80% are likely to have been rent burdened, overcrowded, and very low-income. There is an extreme need to provide additional resources to providers of services to the homeless. This increase in services must be accompanied by additional Section 8 and HOME certificates.

Non-Housing Community Development Needs

The non-housing community development needs of the County are as diversified as the residents and their neighborhoods. These needs range from recreation for seniors and youths (active and passive, indoor and outdoor) to street and sewer improvements. Emphasis has been placed on accessibility needs since the implementation of the American with Disabilities Act. This need has been compounded by the aging of America and the municipal budgetary limitations.



HOUSING AND COMMUNITY
DEVELOPMENT STRATEGY

The strategic plan describes a long-term strategy to deal with housing and community development needs.

Housing Priorities, Objectives and Goals

Housing Priority: Expand the Owner and Rental Housing Opportunities for Very Low-, Low-, and Moderate-Income Persons, Including Those With Special Needs

  1. Objective: Increase the inventory of affordable, owner-occupied housing

    5 Year Goal: To create approximately 50 for-sale units that are affordable to low- income households

  2. Objective: Upgrade and maintain the existing stock of rental and owner-occupied housing that is affordable to low-income persons without discrimination

    5 Year Goal: To rehabilitate 975 owner-occupied housing units and 50 rental housing units

  3. Objective: Provide financial assistance for first-time homebuyers

    5 Year Goal: To assist approximately 50 low-income households become homeowners

  4. Objective: Increase the inventory of permanent affordable rental housing

    5 Year Goal: To create 200 new rental units that are affordable to low-income households

  5. Objective: Provide transitional and permanent, service enriched, housing for homeless and formerly homeless households and individuals

    5 Year Goal: To create 25 Service enriched transitional housing units and 25 permanent service enriched housing units

  6. Objective: Increase supportive housing that includes structural features and services to enable persons with special needs to live with dignity

    5 Year Goal: Encourage the development of supportive housing with structural features and services by nonprofit organizations

  7. Objective: Increase supportive housing with appropriate services to keep families intact and live with dignity

    5 Year Goal: Encourage the development of supportive housing with appropriate services by nonprofit organizations

  8. Non-Housing Community Development Priorities, Objectives and Goals

    Supportive and Public Services Priority: Further Develop Opportunities for Very Low-, Low- and Moderate-Income Persons and Special Needs Populations To Benefit from Programs that Will Help Them Improve Their Living Conditions

    1. Objective: Provide and advocate for ongoing financial assistance to renters

      5 Year Goal: Provide 8,210 certificates and vouchers to low-income renters

    2. Objective: Provide resources and services for special needs

      5 Year Goal: Encourage and assist nonprofit organizations in applying for additional resources to assist special needs populations

    3. Objective: Encourage nonprofit organizations to develop supportive services to assist special needs populations
    4. Objective: Provide technical assistance for prospective homebuyers

      5 Year Goal: Sponsor technical assistance seminars to assist first-time homebuyers qualify to purchase a home

    5. Objective: Provide fair housing services to county residents

      5 Year Goal: Educate tenants, landlords, lending institutions, homebuyers, and the general public about fair housing through media advertisements

    6. Objective: Assist the public in filing fair housing discrimination complaints
    7. Objective: Provide social adult day care and nutrition programs for the elderly and frail elderly

      5 Year Goal: Provide resources to support existing programs and fund new programs. Also, encourage organizations to seek additional funding for these programs

    8. Objective: Provide increased resources for parenting skills and child care services

      5 Year Goal: Encourage and assist nonprofit organizations in securing additional funding for parenting classes and child care services

    9. Objective: Provide increased resources for payment of rent, mortgage and utility arrears to prevent homelessness

      5 Year Goal: Continue providing funds to nonprofit organizations to help them pay rent, mortgage and utility arrears of low-income households to prevent homelessness

    10. Objective: Provide intake, health assessments and intervention services to homeless families and individuals in temporary, emergency, or transitional housing

      5 Year Goal: Continue assisting nonprofit organizations which provide health assessments and intervention services to homeless families and individuals in temporary, emergency, or transitional housing

    11. Objective: Provide screening for alcohol and other substance abuse and counseling services to homeless families and individuals in temporary, emergency, or transitional housing

      5 Year Goal: Assist nonprofits in securing funds to pay for alcohol and other substance abuse counseling to homeless families and individuals in temporary, emergency, or transitional housing

    12. Objective: Provide screening to homeless families and individuals in temporary, emergency, or transitional housing for employment counseling and referral services

      5 Year Goal: Assist nonprofits in securing funds to pay for screening, employment counseling, and referral services for homeless families and individuals in temporary, emergency, or transitional housing

    13. Objective: Increase services that support housing which enables persons with special needs to live with dignity

      5 Year Goal: Fund and assist nonprofits in securing additional funds to increase services that support housing for special needs populations

    14. Objective: Educate very low-, low-, and moderate-income and special needs populations about available programs and services

      5 Year Goal: Assist nonprofit organizations and municipalities disseminate information to special needs populations about available programs and services

    15. Objective: Increase services that support housing which enables families to remain intact and live with dignity

      5 Year Goal: Fund and assist nonprofits in securing additional funds to increase services that support housing which enable families to remain intact and live with dignity

    16. Objective: Provide increased resources for education advancement and employment placement

      5 Year Goal: Advocate for additional training, education and employment opportunities for low-income persons

    Public Facilities and Infrastructure Priority: Encourage and Fund the Construction of Physical Improvements Which Will Foster Comprehensive Community Development Benefitting Very Low, Low-, and Moderate-Income Neighborhoods

    1. Objective: Improve access to public buildings according to Americans with Disabilities Act (ADA) requirements

      5 Year Goal: Provide funds to municipalities and nonprofit organizations to comply with the Americans with Disabilities Act

    2. Objective: Provide opportunities to create and/or upgrade neighborhood facilities

      5 Year Goal: Fund and assist in developing neighborhood facilities that qualify for Community Development Block Grant (CDBG) funding

    3. Objective: Revitalize neighborhoods by upgrading or installing infrastructure

      5 Year Goal: Support municipalities by helping them develop and fund infrastructure projects

    4. Objective: Create or improve recreational opportunities

      5 Year Goal: Support municipalities by helping them develop and fund recreational projects

    5. Objective: Upgrade or install sanitary sewer and potable water supply systems

      5 Year Goal: Fund and assist in developing sanitary and potable water supply system projects that qualify for Community Development Block Grant (CDBG) funding

    6. Objective: Restore and preserve natural and physical features of special value for historic, architectural, or aesthetic reasons

      5 Year Goal: Support municipalities and nonprofit organization by helping them develop and fund historic preservation projects

    Economic Development Priority: Encourage and Fund Projects Which Will Foster Economic Revitalization Within Eligible Community Development Block Grant Service Areas

    1. Objective: Revitalize existing and declining commercial environments to maximize their growth potential which will create economic viability

      5 Year Goal: Develop economic development projects

      Research and develop a loan program for business to rehabilitate second and third floors into livable space in order to make vacant buildings viable in commercial areas

    2. Objective: Create or retain jobs for very low, low-, and moderate-income persons

      5 Year Goal: Develop an economic development program to assist local businesses create or retain jobs for low-income persons

    3. Objective: Provide access to credit for community development that promotes long-term economic and social viability

      5 Year Goal: Encourage lending institutions to make loans to businesses and nonprofit organizations for community building projects

    4. Objective: Empowering low- and very low-income persons in federally assisted and public housing achieve self-sufficiency

      5 Year Goal: Encourage the training and employment of low-income residents through the use of the Section 3 Program




    ONE-YEAR ACTION PLAN

    The Action Plan describes the proposed uses of the $5.077,000 from the three grant programs. Thirty projects are included in the Plan.

    Funding Program Allocation General Program Activities
    CDBG $1,076,240 Monmouth County - Housing Improvement Program
    CDBG 31,021 Monmouth County - Fair Housing Program
    CDBG 294,989 Monmouth County - Emergency Repair/Barrier Free Program
    CDBG 705,000 Monmouth County - Program Administration
    CDBG 610,000 Monmouth County - Contingency/Local Options
    CDBG 31,471 Allentown Borough - ADA Renovations to Borough Hall
    CDBG 94,100 Wall Township - Upgrade Youth Services Facility
    CDBG 60,617 Pleasant Valley Adult Day Care Center - Expansion of Services
    CDBG 179,894 West Side Community Center Facility Improvements
    CDBG 95,424 Avon Borough - Street Improvements
    CDBG 222,770 Highlands Borough - Road Improvements
    CDBG 111,058 Eatontown Borough - Plaza Parking Area
    CDBG 62,840 Aberdeen Township - Road Improvements
    CDBG 114,219 Ocean Township - ADA Improvements
    CDBG 76,769 Red Bank Borough - ADA Improvements
    CDBG 48,322 Upper Freehold Township - ADA Improvements
    CDBG 170,643 Englishtown Borough - Weamaconk Lake Dredging
    CDBG 125,050 Bradley Beach Borough - Storm Drainage Improvements
    CDBG 99,575 Ocean Grove Sewer District - Sanitary Sewer Improvements
    CDBG PROGRAM SUB-TOTAL: $3,960,000
    HOME $329,250 Samaritan Center - New Beginnings Affordable Housing Development
    HOME 177,900 Monmouth County - First-Time Homebuyers Program
    HOME 478,500 Monmouth County - Tenant-Based Rental Assistance
    HOME PROGRAM SUB-TOTAL: $986,000
    ESG $14,800 Mercy Center - Homelessness Prevention
    ESG 18,633 VNA of Central Jersey - Health Assessments for the Homeless
    ESG 17,250 Easter Seals - Drug and Alcohol Counselor at Linkages Transitional Housing
    ESG 11,000 Interfaith Neighborhoods Intake Screening of Clients for Transitional Housing Programs
    ESG 22,817 Check Mate Inc. - Renovate the Adult Homeless Shelter
    ESG 14,000 Check Mate Inc. - Employment Counselor for Clients at the Adult Homeless Shelter
    ESG 24,500 Check Mate Inc. - Homelessness Prevention
    ESG 8,000 Exodus, Inc. - Renovate the Miami Plaza Hotel for continued use as an Emergency Shelter
    ESG PROGRAM SUB-TOTAL: $131,000

    ALL PROGRAMS GRAND TOTAL: $6,077,000

    Maps

    MAP 1 depicts points of interest in the jurisdiction.

    MAP 2 depicts points of interest and low-moderate income areas.

    MAP 3 depicts points of interest, low-moderate income areas, and minority concentration levels.

    MAP 4 depicts points of interest, low-moderate income areas, and unemployment levels.

    MAP 5 depicts points of interest, low-moderate income areas, unemployment levels, and proposed HUD funded projects.

    MAP 6 depicts Neighborhood Segments and streets with proposed HUD funded projects.


    To comment on Monmouth County's Consolidated Plan, please contact:
    Virginia Edwards
    Program Director
    Phone: (908) 431-6425

    Return to New Jersey's Consolidated Plans.