U.S. Department of Housing and Urban Development
Office of Community Planning and Development



Consolidated Plan Contact

CITIZEN'S SUMMARY

The City of La Crosse is situated in western Wisconsin along the upper Mississippi River at the confluence of the Mississippi, Black, and La Crosse Rivers. The Mississippi River Bluffs border the eastern edge of the City. Because of the influence of the three rivers and their associated floodplains and wetlands, and the relatively steep slopes of the bluffs, developable land in the City of La Crosse is in extremely short supply.

Action Plan

The One Year Action Plan consists of a 1995 Community Development Block Grant (CDBG) of $1,325,000, reprogrammed funds of $265,945, and anticipated program income of $320,000. The plan also consists of HOME funds in the amount of $500,000.

Citizen Participation

The Citizen Participation Plan was developed by the City Planning Department and made available to the public on September 1, 1994. After suitable public hearings, the plan was approved by the City of La Crosse Community Development Committee on November 7, 1994, and the La Crosse Common Council on February 9, 1995.



COMMUNITY PROFILE

The City of La Crosse, with 50,000 people, is the central city in a growing urban area of approximately 120,000 people.

A comparison of the 1980 and 1990 U.S. Department of Commerce, Bureau of the Census, Census of Population and Housing data for the City of La Crosse depicts an increase of 5.5%. This increase corresponds closely with the number of Southeast Asian refugees who emigrated to the City during the 1980s. Also observed is a trend toward increased renter tenure.

Another rather significant trend is the outmigration of population for the age cohorts between ages 45 and 64, the group that is considered to be the economic backbone of the community. These persons are moving to areas outside of the City of La Crosse and into the surrounding suburban communities not only in Wisconsin, but also in Minnesota.

After review of each of the individual housing groups, several observations can be made and conclusions can be drawn:




HOUSING AND COMMUNITY
DEVELOPMENT NEEDS

Conditions

La Crosse, as the central city in the western Wisconsin region, serves as the regional educational center, the government center, and the center for the health care industry.

La Crosse also is the home for numerous religious institutions. While all of these activities help to strengthen the region and the City of La Crosse, La Crosse also feels the burden of these institutions as tax exempt properties which still demand many municipal services. In many cases these institutions have grown and expanded their boundaries, thereby removing additional property from the tax roll.

Many parts of the central business district are presently industrial or are vacant industrial lands. The rebuilding of downtown as a vibrant commercial core must replace inappropriate land uses such as industrial with hotels, offices, restaurants, housing, and mixed use projects. There is evidence that the City of La Crosse is lagging behind in achieving tax base growth. Between 1990 and 1992, the City of La Crosse's equalized full value grew by 62 million dollars, whereas a neighboring city with a population of 10,000 people grew by 76 million dollars for the same time period.

Housing Needs - Housing Market Conditions

The City's housing stock consists of approximately 20,000 housing units with slightly more than 50% being occupied by renter households. The general trend for housing builders from 1980-1990 was to replace older, deteriorated single-family and duplex facilities with inexpensive multi-family dwellings. Many of these projects were targeted toward the student housing market and, subsequently, have done little to benefit the single-family housing market.

Housing providers and social service agencies have expressed feelings that the number of families needing 2-, 3- and 4-bedroom rental housing has increased in recent years and that housing for such families is hard to find. Housing for this population is generally located in older, marginal dwellings and is often expensive. Additionally, much of the rental housing construction of the period between 1980 and 1990 focused on the student housing and the single-member household housing markets.

A significant problem is developing because the number of small and large families needing rental housing has increased, while the larger housing units that could house such families are being replaced by housing that is targeted toward students and singles.

Over 48% of the City housing stock was constructed prior to 1950. Much of this older housing stock was poorly constructed and has experienced deferred maintenance. It is the older housing stock which is generally available and affordable to low and moderate income persons. It is also the housing which has been affected by student housing.

Affordable Housing Needs

RENTER HOUSEHOLDS LARGE RELATED RENTER HOUSEHOLDS

ELDERLY RENTER HOUSEHOLDS

OWNER HOUSEHOLDS

ALL OTHER OWNER OCCUPIED HOUSEHOLDS

Homeless Needs

Because of lack of quantifiable data relative to the homeless population in the City of La Crosse, the City of La Crosse Planning Department conducted a point-in-time homeless survey at 12:00 P.M. on the evening of Wednesday, October 12, 1994.

Eleven families, which involve 38 persons, were homeless on the evening of the survey. This figure represents 25% of the total homeless population. Ten families involving 32 persons, were housed in emergency shelters. Sites include the Salvation Army (5 families/18 persons) and the New Horizons Shelter and Women's Center (5 families/14 persons). One family, involving 6 persons, was housed in the transitional housing facility at Wisconsin Coulee Region Community Action Program - New Way.

The need for facilities and services for homeless families with children exceeds that which is available. The Salvation Army Emergency Shelter, the New Horizons Shelter and Women's Center and the Wisconsin Coulee Region Community Action Program - New Way are the principal facilities for homeless families and these facilities are consistently full. The medically oriented facilities are generally not accessible to families.

While most family homeless facilities are oriented toward victims of domestic abuse, the Salvation Army reports increased incidence of families moving from large urban areas to smaller communities to escape general urban violence. As inner-city life continues to deteriorate, it can be assumed that increased family migration will place even greater burdens on existing services and facilities.

Sixty-four individual youth were homeless on the evening of the survey. This figure represents 42.1% of the total homeless population. Fifty-eight youth were housed in emergency shelters and 57 of those 58 were runaways that were placed by Runaway Bridge-Lutheran Hospital, a public service agency that services La Crosse, Monroe, and Vernon Counties. Runaway youth were the largest single population of homeless persons in the survey and it is felt that such large population exists because of the availability of services and facilities in this community.

On the surface it appears that the greatest need for facilities and services for the entire homeless population is in the area of the runaway youth population. However, it is felt that it is the existing services and facilities are attracting clientele from other areas rather than services and facilities being offered to meet an identified local need.

The need for facilities and services for other individual homeless youth are currently being met by group homes and shelters which also serve other needs such as chemical dependency or teen pregnancy. While these needs are being met at this time, it is felt that additional facilities and services could be utilized.

Public and Assisted Housing Needs

The La Crosse Housing Authority has 611 units of public housing located in 9 facilities. these facilities are: Schuh Homes, 53 large and small family units and 21 elderly units; Stoffel Court, 76 elderly units; Mullen Homes, 49 large and small family units and 10 elderly units; Stokke Tower, 92 elderly units; Sauber Manor, 85 elderly units; Becker Plaza, 76 elderly units; Huber Homes, 28 large and small family units and 12 elderly units; Grover Estates, 24 large and small family units and 6 elderly units; and Solberg Heights, 79 elderly units. The La Crosse Housing Authority is undertaking an aggressive, rehabilitation initiative under the Comprehensive Grant Program to assure that public housing remains in good condition.

The La Crosse Housing Authority also has 173 units of Section 8 new construction housing units in 2 facilities. Those facilities are Forrest Park and Ping Manor. Because of the newness of the buildings rehabilitation will not be needed for numerous years.

The public housing waiting list identifies 400 households who are seeking affordable housing. The list is currently open and approximately 15% meet one or more of the Federal preferences for admission to rental assistance programs.

Section 8 Voucher Program is operated by to the City of La Crosse Housing Authority. Currently, the Housing Authority has no unused vouchers. Vacancy of voucher assisted units is not an issue and no vouchers are expected to be lost. The La Crosse Housing Authority has indicated that as a result of cost effective cash management, their resources will enable them to disburse 30 more vouchers.

A shortage of transitional housing, both long-term and short-term, has placed a burden on existing emergency shelters. It is estimated that 10 additional beds are needed for person with chronic mental illness, and at least 15 units of housing of long- and short-term transitional housing for victims of domestic violence, at a cost of $600,000, are needed.

Permanent supportive housing is needed for person with chronic mental illness. The Homeless Outreach Program indicated that 20 units are needed. The estimated cost of development and operation of such units is $1,000,000.

Barriers to Affordable Housing

The most noticeable factor affecting affordable housing development in the City of La Crosse is the lack of available land. The City is bounded on all sides by geographical and political obstacles that either prevent growth or greatly increase its cost. Subsequently, the cost of developing housing in the City usually involves acquisition and demolition of existing dwellings, which is significantly more expensive than development open land.

The City does not have restrictive zoning regulations, that would prohibit housing development or increase its cost when such development would be consistent with the neighborhood's present usage. However, the City has been reluctant to provide tax- exempt status to any entity because of the impact o the dwindling tax base which is increasingly asked to support area-wide services when such areas serviced do not provide financial support.

Fair Housing

The City of La Crosse will undertake an analysis of impediments to fair housing choice that will be in compliance with standards that will be established in the final rule governing Department of Housing and Urban Development Community Planning and Development Programs.

Lead-Based Paint

It is estimated that approximately 5,000 housing units within the jurisdiction are occupied by low-income and very low-income households and also contain lead based paint hazards, as defined in Section 104 of the Residential Lead-Based Paint Hazard Reduction Act of 1992. In the housing constructed prior to 1980 (17,815 units, 85% of total), lead-based paint is more likely to be found in older houses than in those built after 1970. It is also estimated that a total of 13,183 units contain lead. General condition and maintenance of those structures are felt to be the significant factors in future health related problems.

Other Issues

Since the City of La Crosse has very little vacant land for development, it is essential for the City to recycle its existing commercial-industrial resources. Rehabilitation is perceived to be the principal tool for accomplishing this goal. Commercial-Industrial rehabilitation needs are seen to be primarily in the central business district and in the older industrial sections of the community.

The City Assessor's Office estimates that at least 80 commercial-industrial facilities are in need of repair or updating and the cost of such basic activities, at an average cost of $125,000 each, would exceed $10,000,000.

Community Development Needs

The City of La Crosse recognizes not only that a multitude of community development needs exist, but also that available financial resources to address such needs are grossly inadequate. At the same time, the City states that the responsibility and the capacity to resolve many of the community development needs extends beyond the City's realm of authority and capacity. Private sector involvement is critical to the success of any activity that is undertaken. This support must range from corporate entities down to the individual. Personal accountability will be a key element in any significant progress that is made toward resolution of the City's community development needs. The City also recognizes that there are segments of our society that do not have the capacity to maintain themselves and that it is the public's responsibility to provide these segments with needed services.

Coordination

It is felt that a significant gap in the institutional structure may be the lack of coordination between agencies and organizations. This is understandable since the involved parties are separate and sometimes competing entities. The challenge, then, is to develop a sense of cooperation rather than competition. Developing lines of communication may be the most effective means of addressing this issue. Gaps and overlap in services could be identified and corrected through better communication.

In the area of government agencies and use of public resources, coordination can be achieved through direction or allocation of financial resources that are controlled or influenced by the jurisdiction. The jurisdiction can employ the Consolidated Strategy and Plan Certifications of Consistency to assure that resources are directed to areas of greatest need and that duplication of services is avoided. Coordination of hospitals, nonprofit public service providers, and for-profit housing developers is best achieved through voluntary gestures by such organizations in response to logical planning activities.



HOUSING AND COMMUNITY
DEVELOPMENT STRATEGY

Vision for Change

The Strategic Plan hopes to achieve a balanced approach in providing decent housing, offering a suitable living environment and creating expanded economic opportunities for low-, very low-, and extremely low-income residents. The City of La Crosse feels that future activities must address the source of the problems, not just the symptoms. It must be acknowledged that the successful implementation of the strategic plan will rely on the attitudes and perceptions of community leaders, staff availability, community participation, and the future of publicly funded programs which are in doubt at the time that this plan is being developed.

Housing and Community Development Objectives and Priorities

The City of La Crosse anticipates that financial resources necessary to implement the Consolidated Strategy and Plan must come from a wide variety of public and private sources. While there is a large shopping list of potential funding sources, it is reasonable to expect that funds will actually be made available form only a small portion from such sources.

Principal sources of funding to carry out the priorities of Strategic Plan are the CDBG and HOME Investment partnerships Programs. These programs will be used to fund housing programs for owners and renters, public services, public facilities and improvement projects, economic development, infrastructure improvements, historic preservation, and other eligible activities. To a lesser degree, it is anticipated that programs such as the Emergency Shelter Grant program will provide funding for homeless activities and the Department of Energy will provide funding for weatherization programs. Federal programs such as the Public Housing Comprehensive Grant Program and the Section 8 Voucher Program will continue to assist the La Crosse Public Housing Authority provide affordable housing. It is anticipated that local tax dollars will be used to continue social services and other public facility improvement projects.

Housing Priorities

CPD Consolidated Plan System Listing of Priority Needs identifies a possible 48 categories of housing need that must be prioritized. Of those 48 categories, overcrowding of owner households, in all income groups, is felt to be the lowest need because of the small number of households involved. It is noted that activities that address other needs may also address overcrowding of renter families and elderly households in the course of their actions.

The City of La Crosse will continue operation of the Owner-Occupied Housing Rehabilitation Program that will benefit 45 households per year for the next 5 years. It is estimated that 10 rental units will be assisted during the 5 year period. These activities address the Medium Priority Needs. The Community Action Program is operating a Rental Rehabilitation Program with HOME funds that will assist 10 households in FY95.

The City of La Crosse Housing Authority will continue to operate its Housing Voucher Program and it is expected that 145 housing vouchers will be maintained for Renter Small Family and Renter Large Family households that have incomes of less than 51% MFI. This activity will directly address the Medium Priority Needs. If additional money is made available for vouchers or a similar program, the Housing Authority will seriously consider pursuing such funds.

The Community Action Program and Northern States Power Company have worked together to provide the Fuel Assistance Program which assists extremely low- and very low-income households meet financial responsibilities relative to heating costs. This activity will directly address the Medium Priority Needs.

The approach to addressing homeless needs is based on the Continuum of Care concept of moving homeless persons to permanent housing. Fortunately, the City of La Crosse is not burdened with the homeless population problems of larger urban areas. Even though the Homeless Survey which was conducted on October 12, 1994, showed homeless youth as the largest segment of homeless persons, the City of La Crosse believes that homelessness and potential homelessness caused by domestic violence is the most significant homeless issue.

Existing emergency shelters are frequently operating at or near capacity. The City of La Crosse will consider viable projects that increase the capacity of providing emergency shelter for Families, Individuals, or Persons with Special Needs as is indicated by the Medium Priority Needs Level. The City acknowledges a need for a "Safe House" that can be used to temporarily house Families, Persons, or Persons with Special needs when such families or persons are displaced by Lead poisoning Hazards. It is hoped that a Safe House with 4 units can be developed by the end of year two of the Consolidated Plan Period. Additional Space is needed for victims of domestic violence and it is hoped that 4 units of Emergency Shelter for such persons can be developed by the end of year four of the Consolidated Plan Period.

Transitional Shelters are listed as a Medium Priority Need. The Primary need exists in the area of long term shelter for victims of domestic violence. It is also felt that expansion of Transitional Housing facilities will lighten the load on Emergency Shelters.

Non-Housing Community Development Priorities

Priority Non-Housing Community Development Needs touch on many aspects of the jurisdiction. The following is a broad stroke perspective that goes far beyond the means of the programs covered by the Consolidated Strategy and Plan.

Public Facilities

Senior Centers are given a High Priority Need Level. The City recognizes that senior centers provide valuable social and recreational facilities for senior citizens and that such facilities lack financial capacity to be self sufficient.

Youth centers are given a Medium Priority Need Level. The most conspicuous youth centers are the Boys and Girls Club of Greater La Crosse, the YWCA, and the YMCA.

Child Care Facilities have been given a Medium Priority Needs Level. Seventeen different organizations, several of which have multiple locations, have child care facilities. However, it is recognized that many of these facilities are located in older buildings which may be in need of physical improvements.

Parks and Recreational Facilities have been given a Medium Priority Needs Level. The City of La Crosse has many parks and recreational facilities that serve low-income areas. It is expected that annual expenditures of at least $200,000 will be needed to replace outmoded facilities and create new facilities in parks that serve low-income neighborhoods in order to maintain a parity with other city parks.

Infrastructure

Flood Drain Improvements that would impact low-income persons have been given a Medium Priority Needs Level. Flood Drain Improvements are needed in several areas in the community, but only one services a low-income area.

Sewer Improvements that would impact low-income persons have been given a High Priority Needs Level. Sewer projects will be funded in years one and three of the period. At least three low-income neighborhoods will be assisted.

Public Services

The cost of maintaining existing levels of all current public services over the next 5 years is unknown but speculated to be great.

Senior services that would impact low-income persons have been given a High Priority needs Level.

Other services assigned a medium priority are for the handicapped, youth, employment, child care, and health.

Other medium priority categories of need are accessibility needs, historic preservation, and economic development.

Anti-Poverty Strategy

The City's Anti-Poverty Strategy focuses on education, job t raining, and economic development. Public service agencies and the educational facilities will work in concert with the private sector to identify employment needs and take steps toward addressing those needs. Employment training and related services are provided by Job Service of Wisconsin, Western Wisconsin Private Industry Council, ORC industries, La Crosse Area Hmong Mutual Assistance Association, Wisconsin Coulee Region Community Action Program, and other smaller entities. Services range from specialized services to address specific needs to general education. Also included are counseling and case management. Public support of economic development activities which result in employment of low- income persons is also a critical part of the strategy.

Housing and Community Development Resources

It is anticipated that the CDBG Program will be the principal public funding source. Annual entitlements have historically exceeded $1,000,000. The City will also participate in the HOME program. Other public sources of funding include the emergency shelter grant program, the State Department of Energy Weatherization program, and the State Housing Cost Reduction Initiative. Private resources include lenders, the Habitat for Humanity, and the La Crosse Community Foundation.

Coordination of Strategic Plan

Resources from the State of Wisconsin that can be used for housing activities will be primarily the HOME Program, the four Homeless Programs, the Housing Cost Reduction Initiative Program (HCRI) and the Local Housing Organization Grant Program (LHOG). These programs will be used to achieve match requirements, where possible, in conjunction with Federal programs or be used separately to undertake eligible activities. Funds could be used in conjunction with renter-occupied housing rehabilitation, homebuyer programs, rental assistance programs or owner-occupied housing rehabilitation.

Local resources are seen to be primarily staffing to operate Federal and state funded programs and the nucleus of public and private nonprofit agencies that can deliver services which impact low-income persons. The Planning Department will be the coordinating entity for projects funded under the Consolidated Strategy and Plan.

Other agencies involved in Consolidated Plan activities include but are not limited to the La Crosse Housing Authority, the La Crosse County Human Services, La Crosse County Health Department, the Salvation Army, Western Wisconsin Technical College, housing and service divisions of the local medical facilities, and numerous other for-profit and nonprofit housing and service providers.



ONE-YEAR ACTION PLAN

Description of Key Projects

The Action Plan consists entirely of CDBG and HOME funded activities as follows:

Owner and renter housing rehabilitation; public facilities and improvements involving parks, sewer systems, street lighting, senior centers, and transitional housing facilities; removal of architectural barriers in public buildings; public services for seniors, handicapped persons, victims of domestic violence, health care, and child education for populations with special needs; historic preservation; economic development; and planning and administrative activities. The total anticipated budget for the 1995 Action Plan is $1,910,945, including anticipated program income. Additionally, 500,000 of HOME funds will be available to fund rental rehabilitation and to create transitional housing for victims of domestic violence.

Locations

A sanitary sewer replacement at $200,000, Houska Park improvements at $80,000, Copeland Park improvements at $50,000, street lighting improvements at $84,950, and the redevelopment project east of Riverside Park at $336,286 are examples of major site specific projects. They take place in low-income neighborhoods except of the redevelopment project, whose objective is slum and blight elimination.

Lead Agencies

The La Crosse City Planning Department is the lead agency and is responsible for development of the Consolidation Strategy and Plan. It is also responsible for oversight

of all the activities funded by programs under the Consolidated Strategy and Plan. Subrecipients are utilized to deliver public services and various city departments implement the remaining activities.

Maps

MAP 1 depicts points of interest in the jurisdiction.

MAP 2 depicts points of interest and low-moderate income areas.

MAP 3 depicts points of interest, low-moderate income areas, and minority concentration levels.

MAP 4 depicts points of interest, low-moderate income areas, and unemployment levels.

MAP 5 depicts points of interest, low-moderate income areas, unemployment levels, and proposed HUD funded projects; in addition: a table provides information about the project(s).

MAP 6 depicts neighborhood streets and proposed HUD funded projects, as described in the table under MAP 5.


To comment on La Crosse's Consolidated Plan, please contact:

Mr. John Florine
Community Development Analyst
PH: 608/789-7512
FAX: 608/789-7318

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