Reaching the Dream -- Resources

Quote: Homeownership is a profound and life-changing experience which, for the vast majority of families, serves as an engine of social mobility and the path to prosperity. -- From HUD's 5 Steps to Becoming a HUD-Approved Housing Counseling Agency


  • HUD-Approved Housing Counseling Agencies for Each State
  • How to Buy a HUD Home
  • State-by-State Listings of HUD Homes
  • HUD Contacts - Find the names, addresses, and phone numbers of local HUD FBCO liaisons who can help you.
  • HUD-Information for Home Buyers
  • "10 Things Your Faith Community Can Do to Encourage Homeownership" brochure
  • Info Match-Find facts, reports, articles, and more that may help you in your work.
  • Toolkit Match - A handy guide you can use to find funds, strengthen your organization, and more.
  • HUD Acronyms

Fannie Mae (

  • Information on Fannie Mae's Affordable Housing and Community Development Initiative
  • Fannie Mae's "For Home Buyers and Homeowners" Section - This section helps you get all the information you need to find the Fannie Mae mortgage and Fannie Mae-approved lender that are right for you.
  • Fannie Mae's "Becoming a Homeowner" Section - This section gives you information on buying a home, helps you start the home buying process, and helps you select a home that is right for you.

Freddie Mac (

  • To access any of the following, click here (
    • Correcting Credit Report Errors
    • Credit Report Samples
    • Example of a Home Mortgage Payment: $125K loan
    • Example of a Home Mortgage Payment: $75K loan
    • Fair Debt Collection-Provides answers to commonly asked questions about your rights under the Fair Debt Collection Practices Act
    • How Credit Is Scored
    • The True Costs of Credit-Explains the total or "true cost" of a loan, including original loan amount and interest
    • Paying More Than the Minimum-Explains keeping credit card interest charges down
    • Sample Amortization Schedules
    • Sample Checkbook Register
    • Sample Credit Report Dispute Letter
  • Freddie Mac's "Your Route to Homeownership" - This online tutorial provides easy-to-understand, in-depth information on all aspects of buying a home, from understanding the pros and cons of homeownership to demystifying the mortgage process.
  • Freddie Mac's "A Consumer Home Inspection Kit in English or Spanish" - Provides a step-by-step guide to inspection. This preliminary inspection tool helps you make an informed decision on whether or not to buy. Look under "Consumer Home Inspection Kits" for the link.

Ginnie Mae (

  • Ginnie Mae's list of Frequently Asked Questions on Home Buying
  • Glossary of Home-Buying Terms


Content Archived: June 23, 2010