It
was fitting that on the day when the Census Bureau announced that
the Hispanic community in the U.S. has grown to 38 million, or 13
percent of the population - making it the largest minority group
in the nation - the "Homeownership Express" visited Orlando,
Florida, to highlight the powerful way in which public-private partnerships
are improving the lives of Hispanic individuals and families.
The
site was Unibank, where a homeownership fair complete with Latin
music, Cuban-style food, and lots of educational materials had been
set up on a hot, stormy afternoon. Fortunately, a large tent protected
the musicians and hundreds of local residents when the skies opened
up and a dramatic thunderstorm swept through.
The
bus rolled in at 4:00 p.m., honking its horn to signify the start
of the festivities. After a prayer and a unique Latin-style rendition
of the "Star-Spangled Banner," the crowd heard from National
Puerto Rican Coalition President Manny Mirabel, Agriculture Deputy
Under Secretary for Rural Development Gil Gonzalez, and Orange County
Chairman Richard Crotty.
The
final speaker was Secretary Mel Martinez, a long-time Orlando resident
and Chairman of Orange County before joining the Bush Administration.
He spoke about the Administration's efforts to increase homeownership
among Hispanics.
According
to the Census Bureau, fully 70 percent of Americans own their own
homes. Yet, minority families continue to lag behind; in Florida,
61 percent of Hispanics own homes of their own, and for Puerto Ricans
specifically, the homeownership rate drops to 56 percent. President
Bush and Secretary Martinez are determined to improve upon those
numbers and help more minority families find prosperity and peace
of mind through homeownership.
Folks
attending the Orlando fair had the opportunity to see the good things
that can result when public and private partners work together.
Irma Aguirre, who came to the podium with one of her young daughters
in hand, was born in Michigan to migrant farm workers. Her family
settled in Apopka, Florida, when she was twelve.
She
worked full-time on the family farm after graduating from high school
and seeing her marriage end in divorce. Irma and her two small daughters
had to live in a single bedroom with no heat or air conditioning.
Through
a family member, Irma heard of a program - a joint effort by the
U.S. Department of Agriculture's Rural Development office and HUD
- where a family or individual could purchase a new home without
a down payment, and the monthly mortgage payments would be reduced
according to the household income and size. She applied for the
program, and helped in the building of her new home through "sweat
equity."
Today,
Irma and her children have their own rooms and a yard, not to mention
the comforts of heat and air conditioning. Irma went on to complete
her business courses, and now works with Home-In-Partnership, the
nonprofit organization that helped her build her house.
Irma's
story showed everyone at the fair that no matter the obstacles,
the American Dream of homeownership is accessible to all through
hard work, determination, and the helping hand of public-private
partnerships.
Tomorrow:
Breaking down the language barriers to homeownership