E-Notes from HUD's Detroit Field OfficeU.S. Department of Housing & Urban Development
Lana J. Vacha, Field Office Director
From the Director:
In a couple of weeks we will finally shed the last of Michigan�s chilly season and celebrate the arrival of summer. June is also the month in which we acknowledge the strides taken to make the American Dream of homeownership a reality. And homeownership is truly an integral part of the American experience. Early settlers arrived from foreign lands where property was generally the purview of royalty or the very wealthy, or in some other cultures, the communal holdings of extended families or clans. But America was supposed to be different, a land where individuals could take advantage of opportunity based on their own efforts, not simply on their heritage or wealth. And so, individual ownership of private property was one of the earliest concepts established in young America.
Today, the U.S. homeownership rate is nearly 70%, with the Midwest leading the nation with over 72%. While this is good news, this rate does not reflect the reality that many families and individuals in certain areas or of certain backgrounds still have inadequate access to credit and fair lending practices. It also does not reflect that many homeowners obtained that status and are teetering on the brink of foreclosure because of predatory lending and/or inadequate information regarding homebuying and maintenance.
During this upcoming National Homeownership Month of June, please help HUD spread the word that homeownership remains one of the cornerstones of American society, and that we are committed to assuring that those who are interested and able to participate have access to equal opportunities and safe credit. Encourage potential homeowners to use HUD�s website and upcoming events to educate themselves about homebuying, guide them to reputable housing counseling agencies, and be alert to potential scams and practices that undermine those dreams.
Budget and Funding Updates
HUD Grants Available under the 2007 SuperNOFA�Important Corrections
Other Funding Opportunities:
U.S. Environmental Protection Agency: The U.S. EPA Region 5 is soliciting Proposals from established asthma programs to support community based efforts to reduce the exposure of children with asthma to environmental asthma triggers in their homes and/or schools. This solicitation is designed to assist community-based efforts, either directly through grants to states or to community organizations, or by supporting school districts, air programs, or State/tribal and regional asthma programs that provide mini-grants to community organizations. For more information on this and other EPA funding opportunities, visit www.epa.gov/ogd/competition/open_awards.htm
June 2, 2007�Detroit Homeownership Education Workshop Tips for first time homebuyers, credit management, predatory lending. Free. 10:00 -- 5:00 at Wayne County Community College Downtown campus, 1001 W. Fort. Sponsored by the City of Detroit and Detroit HOPE.
June 9, 2007�Keeping Your Home in Troubling Times A financial and foreclosure workshop for Macomb County residents. Free. 9:00 � 2:00 at Warren City Hall, One City Square.
June 22, 2007�Environmental Training The Detroit HUD Office of Community Planning and Development is sponsoring a full day of training for entitlement grantee staff on basic environmental procedures under Part 58, including project classification, review procedures, determinations, and releases of funds. The session is primarily for new grantee staff unfamiliar with the HUD Environmental Process or for those who would like a refresher. The session will be on Friday, June 22, 2007, in the Detroit HUD Office. Prior registration will be required, and interested participants should contact Carmen Reveron, Field Environmental Officer, at (313) 226-7900, extension 8194.
August 25, 2007�Radio Disney Healthy Kids Tour Oakland Mall, Troy This is a pre-announcement for Radio Disney�s MOVE IT! summer tour. Once again, the U.S.EPA will participate with emphasis asthma prevention and treatment.
Grant Writing Workshops
June 14 and 15, 2007�Effective Grant Development for Nonprofit Organizations.
July 16-17, 2007�Workshop sponsored by Southeast Michigan Council of Governments (SEMCOG) in Detroit. Tuition required. For more information, see www.grantwritingusa.com or contact (800) 814-8191.
July 17-18, 2007�Workshop sponsored by HUD�s Center for Faith-Based and Community Initiatives at the Michigan Library and Historical Center, 702 W. Kalamazoo Street, Lansing. Free.
Freedom of Information Act (FOIA)
Check out these search engines BEFORE you pay for a book or commercial service.
Consider an FHA insured mortgage product. You will be assured of appropriate fees and truth-in-lending from financial institutions approved to offer these federally-backed loans. Learn more about FHA, find a lender, and get some great buying advice by calling our toll-free number or visiting our website:
Need help saving your home from foreclosure?
Are you using the new compact fluorescent light bulbs to save energy?
Do You Know?
Most information about government programs is
The following are links to federal, state, and nonprofit organizations that track consumer schemes and scams.
Customer Service Survey
|Content Archived: July 29, 2011|