HUD No. 07-149
October 11, 2007
HUD RELEASES 2006 PUBLIC-USE DATABASE FOR FANNIE MAE AND FREDDIE MAC
WASHINGTON � The U.S. Department of Housing and Urban Development today announced the release of the GSE Public-Use Database (PUDB) of single-family and multifamily mortgage acquisitions in 2006. This data on mortgages purchased by Fannie Mae and Freddie Mac, two government-sponsored enterprises or GSEs, supplies mortgage lenders, planners, researchers, and housing advocates with information concerning the flow of mortgage credit and capital in America's communities.
HUD releases the GSE Public-Use Database annually in compliance with Section 1323 of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (FHEFSSA), based on loan-level data submitted by Fannie Mae and Freddie Mac. The GSEs are required to meet specified goals for acquisitions of mortgages that finance housing for very low-, low- and moderate-income families and families living in areas traditionally underserved by the mortgage market.
The single-family data set includes detailed information such as the income, race, and gender of the borrower as well as the census tract location of the property, loan-to-value ratio, age of mortgage note, and affordability. The multifamily property-level data set includes information on the size of the property, categorized by unpaid principal balance, and type of seller/servicer from which the GSE acquired the mortgage. The multifamily unit-class file also includes information on the number and affordability of the units.
Both the single-family and multifamily data include indicators of whether the purchases are from �underserved� census tracts, as defined in terms of median income and percent of minority population. The PUDB also includes additional data on loan purpose (purchase/refinance/other), metropolitan area, federal guarantee, and occupancy code for single-family loans, and age of mortgage note and seller institution for multifamily loans.
The data base is available on the HUD USER website at www.huduser.org/datasets/gse.html.
HUD is the nation's housing agency committed to increasing homeownership, particularly among minorities; creating affordable housing opportunities for low-income Americans; and supporting the homeless, elderly, people with disabilities and people living with AIDS. The Department also promotes economic and community development and enforces the nation's fair housing laws. More information about HUD and its programs is available on the Internet and espanol.hud.gov.