HUD Archives: News Releases
HUD No. 23-030
HUD Public Affairs
(202) 708-0685		 For Release
Wednesday
February 8, 2023

FACT SHEET: Biden-Harris Administration Keeps Nearly Two Million Homeowners in their Homes Amidst COVID-19 Pandemic

Since the start of the pandemic, the U.S. Department of Housing and Urban Development, through the Federal Housing Administration (FHA), has helped nearly 2 million homeowners keep their homes through COVID-19 forbearance and home retention resources.

Of those nearly 2 million homeowners, as of December 31, 2022:

  • Over 1.8 million FHA borrowers received a forbearance due to a hardship created or exacerbated by COVID-19.
  • Over 1 million of these borrowers have received a plan to enable the borrower to remain in the home by lowering a monthly payment or participating in another home retention option.
  • Another 691,000 have cured or paid off their mortgage without need of a loss mitigation plan.

See below for a breakdown of support by state and racial and ethnic identity.

Race or Ethnicity
Received Assistance Through Forbearance
Received Home Retention Support
White
1,069,000
697,000
Hispanic
348,000
247,000
Black
365,000
259,000
Asian
42,000
28,000
Hawaiian
10,000
7,000
Native American
11,000
8,000
Total
1,845,000
1,245,000

 

State
Received Assistance Through Forbearance
Received Home Retention Support
Alaska
3,200
2,100
Alabama
30,800
19,900
Arkansas
15,300
10,000
Arizona
40,400
27,400
California
124,300
85,800
Colorado
28,800
20,100
Connecticut
26,100
17,800
District of Columbia
2,200
1,500
Delaware
8,700
6,000
Florida
165,800
108,800
Georgia
98,700
67,800
Hawaii
1,900
1,300
Iowa
10,300
6,700
Idaho
7,900
5,100
Illinois
80,500
53,900
Indiana
46,000
30,000
Kansas
13,200
8,800
Kentucky
18,300
12,200
Louisiana
37,500
24,100
Massachusetts
23,600
16,100
Maryland
60,700
42,100
Maine
4,300
2,900
Michigan
49,700
32,900
Minnesota
26,200
17,900
Missouri
32,800
21,400
Mississippi
16,700
10,900
Montana
3,100
2,100
North Carolina
49,300
33,300
North Dakota
2,600
1,800
Nebraska
8,000
5,400
New Hampshire
5,400
3,800
New Jersey
67,000
46,900
New Mexico
13,100
8,400
Nevada
23,800
16,700
New York
73,700
51,200
Ohio
66,100
44,000
Oklahoma
23,700
15,600
Oregon
12,500
8,600
Pennsylvania
70,800
47,000
Puerto Rico
23,100
14,400
Rhode Island
7,200
5,200
South Carolina
32,200
21,400
South Dakota
2,700
1,700
Tennessee
37,600
25,100
Texas
228,900
156,400
Utah
16,000
11,100
Virginia
50,700
35,100
Virgin Islands
100
100
Vermont
1,400
900
Washington
27,000
19,100
Wisconsin
15,500
10,400
West Virginia
5,900
3,900
Wyoming
3,400
2,300
Total
1,844,700
1,245,000

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Content Archived: January 2, 2025