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2000 Best Practice Awards"Local" Winners: Massachusetts State Office
2000-1222 Hazard Mitigation Control Program,
Quincy's Floodplain Areas
Quincy, Massachusetts
Richard H. Meade (617) 376-1365
This program seeks to break the cycle of
flood damage, reconstruction, and repeated damage. Clearly, seawalls were
not an adequate hazard mitigation strategy in Quincy. the program consists
of three strategies: housing retrofitting, housing acquisition and demolition;
and public works improvements. The housing retrofitting
component provides funding to retrofit, floodproof or elevate residential
properties that are prone to coastal and riverine flooding. eligible activities
include the elevation or relocation of heating systems, electrical panels,
water heaters, and appliances above the base flood elevation within the
existing house, the construction of new utility rooms typically attached
to the existing structure, the elevation of residential structures above
the reaches of flood waters through fill, elevated foundations, sheer walls,
posts, piles and pier foundations and related insulation, plumbing, wiring,
utilities and site work. FEMA funded 50% of project cost (increased to
75% in 1999), not to exceed $15,000 with the remainder financed with CDBG
loans and/or homeowner funds. The mitigation measure must meet FEMA standards
and the State Building Codes. These homes should carry flood insurance.
Some properties did not justify retrofitting but would continue to have
flood damage. The City therefore acquired and demolished the building.
One such property was a vacant and substandard house that was built on
a very small conforming lot. The house needed a foundation but had to be
moved to the side for the foundation to be constructed. The house was too
fragile to move and the cost of retrofitting would have been cost prohibitive.
The City also acquired a four-unit apartment that was evidently substandard
and always flooded. The City will fund the acquisition of replacement housing
for the low-income tenants. A third strategy was the implementation
of public works projects in neighborhoods where several houses have suffered
repetitive losses from water. One project was the $500,000 Hollis Avenue
Drainage Project that benefited 45 homes in a low-lying area. An adjacent
major street, Quincy Shore Drive, was at a higher elevation than the neighborhood
and acted as a dike. Runoff waters from the high tides and storms collected
in the low area, causing flooding. the city's DPW therefore implemented
a mitigation strategy consisting of upgrading the drainage system and installing
a small pumping station that is triggered only during intense storms and
high tides just before the area flooded. [Click here
to view more photos.]
2000-1465 Massachusetts Housing Finance Agency (MHFA)*
Boston, Massachusetts
Ann Anderson (617) 854-1077
Working with HUD FHEO FHIP funding, the Massachusetts
Housing Finance Agency (MHFA) has developed a successful training program
for housing providers and consumers, on reasonable accommodation for persons
with disabilities. MHFA has presented this program across the country.
The features of the program include:
- An interactive, small-group, discussion
format that allows participants (providers, consumers, and advocates) to
learn from each other, with a trained facilitator to provide additional
information.
- Up-to-date resource materials (by state)
including the disability accommodation requirements of the federal and
state fair housing laws, for housing providers and consumers.
MHFA not only developed the training methodology
and has conducted many training sessions in Massachusetts, but has also
taken this program to many other states, conducted train-the-trainer sessions
and provided handbooks covering both federal law and the laws of each state.
The training is conducted throughout Massachusetts several times a year
and has been conducted in at least 17 other states to date. MHFA not only
developed the training methodology and has conducted many training sessions
in Massachusetts, but has also taken this program to many other states,
conducted train-the-trainer sessions and provided handbooks covering both
federal law and the laws of each state. The training is conducted throughout
Massachusetts several times a year and has been conducted in at least 17
other states to date.
2000-2409 STAVROS Center for Independent Living, Inc.
Amherst, Massachusetts
James Kruidenier (413) 256-0473
Conducted a Statewide Accessibility Survey
Program. The agency established a statewide accessibility survey program
that evaluated newly constructed residential properties (built after March
of 1991) to determine whether or not they were constructed in compliance
with the Fair Housing Act. STAVROS recruited a representative from each
Independent Living Center (ILC) representing a specific region of Massachusetts
in order to ensure a statewide sampling. Each ILC was provided with an
accessibility survey tool; and the completed surveys were sent to STAVROS.
Once the completed surveys were sent into STAVROS the properties that were
determined to be in violation of the Fair Housing Act were reported to
HUD for legal actions. A similar process could also be initiated for existing
Title VIII entries that were built prior to March 1991 to determine whether
or not they were in compliance with Section 504 of the Rehabilitation Act.
Assessment tools have been developed for this activity.
2000-2806 Quincy First Time Home Buyer/Local Lender MOU
Quincy, Massachusetts
Richard Meade (617) 376-1373
A Memorandum of Understanding was executed
on April 10, 2000 between the City of Quincy through its Department of
Planning and Community Development along with HUD, The Massachusetts Department
of Housing and Community Development (DHCD) and several local lenders including:
Bank of Canton, Citizens Bank, Colonial Federal, Consolidated Mortgage
Services, Inc. Eastern Bank and Fleet Boston. The agreement sets forth
the responsibilities of the parties regarding the First Time Home Buyers
Program which has three major components:
- downpayment and closing assistance where
the City will contribute up to a total of 5% of the purchase price from
the HOME funds,( with 4% allocated towards the buyer downpayment and 1%
towards the closing cost);
- the City will contribute up to an additional
5% of the purchase price from DHCD's HOME funds; and
- a Soft Second Loan component, wherein the
private mortgage financing from the participating Lenders is broken into:
a.) a 75% maximum first mortgage and b.) a 20 % maximum second mortgage.
which receives interest subsidy payments for the first 10 years, and is
further protected by DHCD/Massachusetts Housing Partnership Funds loan
loss reserves.
The lenders are not only committed to ensuring
Equal Opportunity regardless of race, creed, national origin, religion,
age or gender, but also committed to working in conjunction with funding
from the City of Quincy, HUD's HOME Investment Partnership Program, and
the Massachusetts Department of Housing and Community Development to make
this program successful.
2000-2656 GrandFamilies House
Boston, Massachusetts
Janet Van Zandt (617) 266-2257
GrandFamilies House is the first housing
in the nation specifically designed to meet the physical and social needs
of a growing family type: grandparents who raise grandchildren without
parents present in the home.
The GrandFamilies House offers twenty-six
two, three and four bedroom apartments to low and moderate income families
headed by grandparents.
The units offer architectural and programmatic
features designed specifically for elders and children, including grab
bars in bathrooms, child-proof features and a playground within view of
unit windows.
On-site the YWCA (a GrandFamilies partner)
offers the Generations Learning Together (GLT) programs. GLT includes a
pre-school, after-school and computer learning center, all designed with
innovations that include grandparents in the learning experience with grandchildren.
The YWCA also offers day care for children (off-site) that prioritizes
the GrandFamilies households.
Lastly, the YWCA holds specially designed
exercise programs, Senior Strength, specially designed to tone muscles,
relieve tension and provide a respite from the responsibilities of grandparenting
2000-2502 NEAHMA Drug Free Kids Program
Boston, Massachusetts
Warren J. Mroz (617) 565-5414
The New England Affordable Housing Managers
Association (NEAHMA) coordinates an anti-drug program aimed at children
residing at member properties. This represents 76 members, over 800 properties
and 75,000 units across New England. They strongly encourage and support
participation in the "AHMA Drug Free Kid" poster contest which
is a national poster contest. The winning children and their anti-drug
posters are featured in a calendar distributed across the country. NEAHMA
also sponsors an annual drug free kids day which includes anti-drug education,
entertainment, speakers (peers and mentors) and activities all with an
anti-drug message. They also have started a speaker/mentor program which
sponsors on-site anti-drug talks (including questions and answers) to children.
2000-1471 CDC Initiative on Boston Housing Authority Infill Properties
Boston, Massachusetts
Mathew Thall (617) 338-0411
The Boston Housing Authority (BHA) owned
44 scattered-site units (22 duplexes) in the Roxbury and Dorchester neighborhoods
of Boston. The units had been built in the late 1960s and early 1970s and
had five bedrooms--perfect for large families. Of these units, about half
were occupied by public housing tenants as of mid-1999. The other half
had been deemed irreparable and had remained vacant. These vacant homes,
in particular, presented a challenge for BHA and for the city as a whole.
With privately owned vacant homes in the area being bought and renovated,
the need to do something with the BHA homes was becoming increasingly obvious--but
BHA lacked the resources to rehabilitate the homes. Enter four community
development corporations (CDCs) supported by the Boston office of the Local
Initiatives Support Corporation (LISC). These CDCs saw an opportunity to
turn the vacant homes into units for low- and moderate-income families.
BHA's leadership was receptive to the idea and encouraged the partnership
to respond to BHA's RFP for disposition and redevelopment of the properties.
The result: On May 3, 2000, BHA announced an initiative whereby it will
convey all of the 44 units to the four CDCs, dividing them up among the
four. The CDCs, in turn, will renovate the vacant units and offer them
for eventual sale to low- and moderate-income first-time home buyers. The
units currently occupied by public housing residents will remain occupied
by these tenants, who will continue to have priority to purchase the units
at such time as they are willing and able to do so. Regarding sales of
the vacant homes, the CDCs will give priority to current public housing
tenants who qualify. Generally eligible low- and moderate-income applicants
will be able to qualify as well. They will be selected by lottery. The
partnership between these CDCs and BHA is unique, as is the relationship
of the four CDCs to one another. The CDCs have chosen not to enter into
a joint venture but rather to meet biweekly and work closely to achieve
economies of scale as they renovate these homes and offer them for sale.
For example, the CDCs have agreed to use a single architect, which will
save money and obviate the creation of a "hodge-podge" effect
as each property is renovated. Some of the CDCs will provide homeownership
counseling; others are performing outreach to local residents, including
public housing residents, to make them aware that homeownership counseling
is being offered.
2000-1013 Lead Paint Abatement Program, Malden, MA
This best practice is a program which addresses
serious lead-based paint problems and works towards making Malden, MA a
lead free-community. As part of this, the program leverages funding so
that as all houses in the area are brought up to code, they are abated
of lead; units that are abated through this process must remain as affordable
housing for at least the five years following. Unit owners obtain funding
to do this abatement through low-interest (5 percent) loansproject
staff indicate this appeals to more people, as well as recycles funding
for the program (within the loan is a built-in grant, where owners may
write off up to $10,000).
2000-1433 Mobile Resource Team (MRT)
Boston, Massachusetts
Philip F. Mangano (617) 367-6447
The Mobile Resource Team (MRT) is funded
by a HUD SHP award to the Massachusetts Housing and Shelter Alliance (MHSA).
MRT provides quality housing and employment search services that have assisted
746 eligible homeless individuals over 5 years to secure permanent housing
and 856 to secure employment. MRT represents an unprecedented collaboration
that fills a statewide gap in housing and employment services for homeless
adults by establishing a mobile "team" approach providing direct
and expert services to the broadest possible population. The MRT program
has built specialized search and placement capacity throughout the state
by identifying housing and employment resources, and sharing this information
with local homeless service providers. This comprehensive statewide collaborative
has enabled MRT to serve more than 2,370 individuals and to show consistent
achievement beyond its projected goals of housing and employment/training
placements. The key elements of MRT's record of success in housing and
employment search are: Agency Elements Data collection and documentation.
This is a key factor in examining program successes and lessons and building
the capacity to tell MRTs story. The rigorous data collection that
MRT does as a requirement of HUD and other public funding provides insights
across geography and service area. Standardized computer based data collection
streamlines reporting and coordination, allows easy sharing of data and
resources, and frees up more staff time for client service. Key lead agency
resources. The South Middlesex Opportunity Council brings key agency assets
to its work in leading MRT. SMOC operates shelters, treatment programs,
permanent housing, and other employment and education programs. A key asset
for MRT is the MASS CAN program, a job skill and training program for homeless
individuals, which offers supervised practicums for clients in diverse
areas such as chef trainee, computer rehab, commercial real estate property
management apprentice, audio recording trainee, and legal office administration.
Circles of communication for information sharing and management. MRT staff
collaborates with shelter staff both individually and in regular monthly
shelter staff case management meetings to discuss individual cases. All
MRT staff spend a minimum of one day per week at their shelter office in
order to facilitate walk-in referrals and communication with direct care
shelter staff. MRT staff travel to transitional facilities and other regional
homeless service providers on a weekly basis, meet with individuals, and
direct care staff. Expert regional resources. MRT organizes its resources
and knowledge along geographic lines: Western Massachusetts; Central Massachusetts;
Metro West; and South Shore/Cape Cod. Each region is served by one housing
specialist and one employment specialist who work with area shelters and
transitional programs, and visit prospective employers and landlords. Each
team is responsible to identify, develop, and maintain knowledge about
resources including open waiting lists, new employers, subsidies, etc.
Market knowledge. Centralized model develops expert knowledge that is then
spread to the field. Development and maintenance of specific knowledge
about regional housing markets. Concrete expertise in issues of housing
availability, regional and local housing programs, and housing opportunity
are primary contributors to successful housing placement. Service Elements
Shelter and transitional base for 1:1 services. Intensive outreach where
homeless people are located is critical; 90% of MRT clients are in shelters.
This one to one work with individuals around their issues and needs helps
in detailed identification of opportunities and challenges. Some people
need deeper subsidies and job services; others need shallow short term
assistance and help organizing a search. On-site service provision facilitates
the referral process by placing program staff in close proximity to homeless
individuals and shelter staff on a daily basis. MRT staff continually advertises
available services to clients, and shelter staff makes referrals to MRT
staff. Shelter residents also attend group workshops that introduce them
to employment and housing search services, resources, and MRT staff. Client
Assessment. Experienced search workers conduct assessments of client need
to identify issues (back debts, need for education, CORI/criminal records
issues, etc.) and current needs (disabilities, relation to work, etc.)
for each person. Clients also have access to free voice mail to assist
them in their search. Alternatives are available for individuals not yet
ready to participate in services. Interested shelter residents must demonstrate
minimal sobriety motivation to receive services. Individuals not yet ready
to receive services can continue to attend weekly workshops. Strategic
planning. Planning with the individual delivers the best customized strategy
for accessing and maintaining housing and employment. Landlord expertise.
This knowledge includes several key elements critical in placing individuals
with no history in housing or employment or a complex history: 1) established
relationships with landlords; 2) familiarity with applications for subsidized
housing which make up a complex statewide process that is made easier through
the use of expert knowledge and assistance; 3) tenant education about landlords
that provides individual orientation to landlord expectations and issues
for people newly moving beyond homelessness; 4) knowledge of lease issues
supported by education for clients about leases and procedures; also assistance
in negotiating leases for new tenants; 5) assistance and support on visits
when search workers accompany clients to visit available units and negotiate
paperwork; 6) continuing support through the availability of problem-solving
during retention and follow-up. Rental assistance and subsidy resources.
Search programs are strengthened by having housing assistance resources
of their own to aid clients. MRTs placement program has access to
an array of deep and shallow subsidies sources for disabled and working,
non-disabled individuals, including state assistance, Shelter Plus Care,
Section 8 and more. Follow-up and housing stabilization services, including
home visits. Followup and stabilization services to problem solve and support
during 6-24 month period assist about 71% of clients in preventing a return
to homelessness. Peer support groups. Regular meetings of former consumers
who support each other in identifying services, activities, and strategies
that work in their new neighborhoods, workplaces, and reintegration efforts.
Services that are comprehensive and market driven. Employment search includes:
intake and assessment on all homeless individuals referred to the program;
comprehensive workshops in employment topics such as: interviewing skills,
resume preparation, short-term career goals, workplace success, job targeting,
job applications, CORI/criminal record issues, time management, computer
basics, survival skills, dealing with change, choosing whom to work for,
workplace relationships, organizing a job search, stress management, mock
interviews; on-going counseling on job search progress; information on
regional skills training programs; on the job training placements; housing
assistance assessments. Because MRT sees computer literacy as a major component
of job readiness, the program installed PCs (refurbished by homeless students
in the MASS CAN program) at all MRT sites to allow unrestricted access
for clients. Homeless specific support services. MRT offers transportation
assistance to clients during search and early phases of employment/relocation.
Also offered is a limited form of client assistance to help purchase work
clothes/uniforms, tools, pay security deposits, etc. The standard payment
is $200, provided in exchange for 24 hours of community service designed
to build self-esteem. Ongoing accessibility for clients and former clients.
Staff provides ongoing tracking and support for up to six months to continually
address each individuals needs and capacities. Each MRT participant
maintains weekly contact with his/her employment and/or housing specialist
in order to modify goals as needed, work together towards these goals,
and provide supports that help guarantee participant success. As part of
this ongoing support, participants may change their vocational goals, need
to relocate closer to work or after completing training require assistance
in their job search.
2000-928 Next Step Home Program
Fall River, Massachusetts
Kathleen Schedler-Clark (508) 679-0131
Next Step Home is a supportive housing program
which provides supportive services to 50 individuals/families who were
homeless in Fall River and who are in the following target populations:
in recovery from chronic substance abuse, living with HIV/AIDS, survivors
of domestic violence, and/or living with mental issues. Next Step Home
participants receive scattered site subsidized housing through the City's
Shelter Plus Care program.
2000-2474 Community Business Network (of Boston, MA)
Boston, Massachusetts
Joseph A. Kriesberg (617) 426-0303
The Community Business Network is a collaboration
of 10 Boston CDCs working together with private and public sector entities
to provide technical assistance and access to capital to
low/moderate income and minority entrepreneurs. By sharing staff, resources,
and expertise, the CBN collaboration allows us to deliver a higher quality
service, to more entrepreneurs, at lower cost. We can provide assistance
to entrepreneurs with such issues as business planning, financial management,
humanresources, and access to capital. We have partnerships with more than
a dozen separate lenders, including banks,government agencies, and non-profit
CDFIs. We provide our services in seven languages and we have a physical
presence in 10 neighborhoods across the City of Boston. We work closely
with the City of Boston's Empowerment Center and we receive funding through
the Center (CDBG funds).
2000-2791 Housing at Sand Point
Boston, Massachusetts
Mari E. Adams (617) 565-5416
In the mid-1990s, the U.S. Navy decommissioned
the 151-acre Sand Point Naval Station. Following a three-year re-use planning
process involving neighborhood groups, civic organizations, and homeless
service providers, the property was transferred to the city of Seattle
for the provision of housing, supportive services and employment opportunities
for people who are homeless. The Sand Point Community Housing Association,
under a master lease with the city, has overseen the redevelopment of the
former Naval Station which will result in 200 units of transitional housing
for the homeless. In early 2000 Phase I was completed and consists of 26
units for families with children managed by SPCHA; 6 units for young mothers
and their children, 8 units for youth ages 16-18, and 8 units for youth
ages 18-21 all managed by Friends of Youth and Youthcare; and 41 units
for single men and women managed by the Low Income Housing Institute
2000-1915 Eco Industrial Park Workshop
Boston, Massachusetts
Martin J. Nee (617) 565-5192
The Eco Industrial Park Workshop was an intensive
one-day conference to introduce the Eco Industrial Park (EIP) concept to
community developers. EIPs perform in harmony with communities and
their physical environments by reducing industrial waste and use of fossil
fuels and raw materials, while increasing efficiency and profit. In addition
to explaining the EIP concept and benefits, lecturers detailed ways federal
programs could assist in the creation of EIPs.
2000-2918 Center Name:* Holyoke Neighborhood Networks Center
Boston, Massachusetts
Morella J. Lombardi (617) 565-5441
The Holyoke Neighborhood Network Center,
Inc. (NNC) is a computer access organization featuring the innovative "Learn-It,
Fix-It, Teach-It, Own-It" approach to computer literacy. Started in
December 1999 with a small federal grant, over 70 members of the community,
among them, business owners, single mothers and their children,
heads of MIS departments, local college students combined their
efforts to transform this once empty bank building into a modern, light-filled
computer facility. Out of their own generosity and desire to establish
a community computer center in Holyoke, these volunteers laid new carpet,
installed electric wiring, built offices and workshops, painted walls and
scrubbed windows, ultimately creating a state-of-the art facility. Today,
the Center features 20 networked computers, each with high-speed Internet
access, and over 50 installed educational software programs. Nearly 200
registered members use the facility and over 100 volunteers help teach,
build and repair computers. Sixteen non-profit and educational organizations
utilize the Center on a regular basis. Demand from both individual and
groups is steadily growing. The Center is also one of the largest computer
recycling facilities in the country, and is now an established drop-off
site for hundreds of donated computer systems. This hardware is refurbished
with the assistance of volunteers, and then distributed without charge
to volunteers and non-profit organizations in need of computers. Computers
are also recycled and built to order for sales to the general public in
order to raise some revenue for the center. Topping the list of the Centers
many achievements is the fact that it continues to be a grassroots operation,
which serves to attract precisely the kind of people who might otherwise
be intimidated by computers or the prospect of enrolling in a course. On
any given day, for example, it is not unusual to see a group of 16-20 year
old young men working on computers in the basement, while a group of elder
women are upstairs logging on to the Internet, assisted by local college
students who are involved in a Community Service Learning program. Although
all users are encouraged to develop new skills with every visit, they are
also paired with even newer learners and encouraged to pass on these skills,
allowing the Center to rely on its own membership to serve as a teaching
resource, These teachers are very effectual because they understand
the perspective of the newer learner and serve as an inspiration to their
students that learning computer skills is an attainable goal.
2000-742 Healthy Public Housing: Resident Health, Energy Efficiency and
Public Housing
Boston, Massachusetts
Sandra B. Enriquez (617) 988-4000
The project is designed to improve resident
health and safety, housing quality, environmental conditions, and energy
efficiency by using a holistic framework that acknowledges the interconnections
between the health of residents and the condition of their housing and
the role of residents in achieving healthy public housing. This project
will focus on the Boston Housing Authority's developments and brings together
the BHA, residents of the BHA, neighborhood health centers and the Public
Health Commission, energy analysts, housing experts and three Boston Schools
of Public health(Boston, Harvard, and Tufts Universities).
2000-1722 Ten Most Ten Most Wanted Drug Den Program and the Wanted Drug
Houses Task Force
Boston, Massachusetts
Charlotte Golar Richee (617) 635-4352
To target the ten worst occupied drug houses
in the City, close them down, then, if needed renovate the buildings. As
drug buildings are closed other drug houses are added To the Ten Most Wanted
rolling list of targeted drug houses. Up until 1990 the conventional wisdom
held, that only law enforcement agencies were held responsible for closing
down a "drug house" and no one was responsible for renovating
a boarded up former drug house Important Aspects of the Task Force: To
target the worst "Urban Drug Houses" where police are expending
a lot of man hours, where there have been a lot of 911 calls about a particular
building or neighborhood residents have identified a building where they
believe drug activity is occurring. For the next several weeks the Boston
Police Departments (B.P.D.) Drug Control Unit investigates the drug
house. While they are doing that, the program coordinator collects information
on the building and its owner. When there is an arrest made the B.PD. notifies
the property owner, that an arrest has been made in their building. Previously
the B.P.D. depended on outdated Assessing Department information, but the
Task Force has developed resources to find the property owner in over ninety
per cent (90%) of the drug houses they work on. If after several weeks
of investigating a suspected drug house the B.P.D.s Drug Control
Unit feels there is drug activity, but they cant get enough for a
search warrant other options are then explored by the Task Force. Those
options include requesting the Inspectional Services Department (I.S.D.)
to inspect the property for building or housing code violations. Also,
if we have determined that the Boston Water and Sewer Commission has in
the normal course of their procedures turned off service due to non-payment
the Task Force notifies I.S.D. of this violation of the State Sanitary
Code. If I.S.D. confirms that their indeed is no water service at the location
the will order the house condemned and vacated, because" the property
is unfit for human habitation". Longer term steps involve the Task
Force actually having the City of Boston expediting foreclosure for non-payment
of property taxes or, if the situation is deemed critical to stopping the
drug activity the Department of Neighborhood Development will authorize
one of its developers to purchase the building. As a last resort the Task
Force will request the Drug Enforcement Administration and the United States
Attorneys Office to begin forfeiture proceedingsagainst the property.
enough detail to provide a basic Important Aspects of the Drug Den Renovation
Program To renovate selected properties closed by the Task Force, which,
are critical to restoring hope to a neighborhood previously devastated
by drug activity. Because of the early success of the Task Force in closing
and boarding up drug dens. Most of these drug dens were in "partnership
areas", that D.N.D. was working in trying to build affordable housing.
As a result of having staff working on the Task Force D.N.D.s Housing
Division now was aware of thehistory behind these boarded up buildings
and their importance to the community. Drug Dens are renovated in three
ways 1) By the Ten Most Wanted Drug Den Program, which is primarily funded
through H.U.D.s Community Development Block Grant Program. 2) If
the Drug Den Program cant fund or renovate a drug den other D.N.D.
Programs may utilize these boarded up drug dens for other housing or commercial
programs. 3) Finally almost forty per cent (40%) of the buildings renovated
or in the process have been done by private developers without assistance
from either state or federal agencies.
2000-2556 The City of Boston's Don't Borrow Trouble Campaign
Boston, Massachusetts
William F. Cotter (617) 635-0458
The programs goal is to create educated
homeowners who seek assistance and advice, understand their financial options,
and know how to avoid mortgage pitfalls. This consumer education initiative
will reduce the number of instances where homeowners borrow more than they
can afford. The Boston "Dont Borrow Trouble" Campaign is
a comprehensive program to prevent this type of predatory lending in the
City of Boston. It has two primary components, a creative multi media consumer
awareness campaign designed to alert homeowners to the risks associated
with predatory mortgage lending and a homeowner education, counseling and
referral system to help homeowners evaluate (often unsolicited) mortgage
offers or to avoid foreclosures precipitated by predatory mortgage loans.
2000-713 Landlord Training/Support
Chicopee, Massachusetts
Jean Kidwell (413) 594-1486
In the summer of 1999 the City of Chicopee,
at the direction of Mayor Richard J. Kos, convened a group of rental property
owners from the Willimansett neighborhood, the so called "absentee
landlords," to identify their concerns and need aslandlords and to
develop a rental housing plan that supports their efforts to improve the
neighborhood and the condition of rental housing. The work was funded in
part by the Massachusetts Housing Partnership and the Community Development
Block Grant. Out of their work came a series of recommendations, called
the Willimansett Action Plan, which emphasize the role of the private landlord
in providing affordable housing and maintaining the quality of life in
the City's neighborhoods. The recommendations included: 1) An on-going
series of landlord trainings in issues such as tenant screening, evictions,
fair housing and ADA compliance to be conducted on a regular basis by the
regional housing agency, the Hampden- Hampshire Housing Partnership. 2)
One-on-one counseling for landlords who are in trouble to work them through
the situation. 3) Release by the Chicopee Police Department of a monthly
list of drug arrests to be given to the local landlord association. The
Associate in turn will inform their landlord members of the arrests. 4)
Chicopee Police will support landlords in court with evictions for drug
arrests. 5) Quarterly reports from the Police Department forOCD to review
for patterns of crime and complaints, to identify problem areas and to
work with landlords in correcting neighborhood nuisance issues. 6) Formation
of a problemproperties committee made up of municipal departments such
as building, health, planning, law, community development, police and fire.
Committee meets monthly to improve communications between departments and
to jointly address problem properties whether through code enforcement,
housing renovations, or demolition. 7) Technical assistance provided by
OCD to private landlords in applying for public funds. Private non-profits
have developed the expertise and have in-house staff which enables their
agencies to maneuver through the "governmental bureaucracies"
and use public funds. Recommendation was to make programs "user-friendly"
for the small, local private landlord who is struggling to do a good job.
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